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474 South Ave E, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 474 South Ave E, Cranford, NJ 07016

Property Summary

Property TypeDuplex
Details896 sqft · built 1954
Lot Size0.066 acres (2,888 sqft)
Owner2 Individual Names on Record
Last Sale$297,500 (Jan 2020)
Tax Bill$6,617 (2025)
Deeds & MortgagesJan 2022 Mortgage
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-00508-0000-00005

Property Details

APN / Parcel Number

Primary APN03-00508-0000-00005
Alternative APNs
  • 030050800005
  • 6001007

Interior

Stories2 Stories
Building Area896 sqft Living Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleDuplex Single
Exterior MaterialStucco
Lot Area2,888 sqft (0.066 acres)

Location & Zoning

Account Number6001007
Street Address474 SOUTH AVE E
CityCRANFORD
StateNJ
Zip07016-3204
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block508
Legal Lot Number5
JurisdictionUNION NJ
Township / Civil DivisionCRANFORD
Census Block Group4
Census Block4012
Census Tract37200

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address474 SOUTH AVE E, CRANFORD, NJ 07016-3204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Aug 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jan 15, 2020Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Jan 22, 2018Quit Claim Deed, Mortgage · Conventional Mortgage
TRIDENT MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2020 · Amount on Record
Deed SaleJan 15, 2020 · Amount on Record
Prior SaleFeb 7, 2001 · Amount on Record
Deed Document Number2020321103
Deed Book / Page6355 / 885
Prior Transfer DateJan 11, 2018
Prior Transfer Doc295856
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address474 SOUTH AVE E, CRANFORD, NJ 07016-3204
Transaction TypeMortgage
Record UpdatedFeb 21, 2022
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0151482819
DateJan 24, 2022
Book Page15148/2819
Instrument30015
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address474 SOUTH AVE E, CRANFORD, NJ 07016-3204
Transaction TypeMortgage
Record UpdatedSep 6, 2021
Title CompanyALLIED TITLE LLC SUITE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0150382857
DateAug 20, 2021
Book Page15038/2857
Instrument19215
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term238 Months
DueJun 1, 2041

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateJan 15, 2020
Property Address474 SOUTH AVE E, CRANFORD, NJ 07016-3204
Document Number0063550885
Book / Page006355 / 000885
Instrument DateJan 2, 2020
Instrument321103
Transaction TypeTransfer
Record UpdatedJan 28, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$297.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 SOUTH AVE E CRANFORD NJ 070163204, CRANFORD, NJ 07016-3204

Mortgage

Document Number146400513
DateJan 15, 2020
Book Page014640/000513
Instrument685180
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 14, 2050

January 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionUNION NJ
Recording DateJan 22, 2018
Property Address474 SOUTH AVE E, CRANFORD, NJ 07016-3204
Document Number0062410046
Book / Page006241 / 000046
Instrument DateJan 11, 2018
Instrument295856
Transaction TypeMortgage
Record UpdatedFeb 8, 2018
Title CompanyTRIDENT LAND TRANSFER COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6 LAMPLIGHTER LN SHAMONG NJ 080888403, SHAMONG, NJ 08088-8403

Mortgage

Document Number143960312
DateJan 22, 2018
Book Page014396/000312
Instrument652581
Lender
NameTRIDENT MTG
TypeMortgage Company
AddressDEVON, PA 19333
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 21, 2033

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionCranford Township
Unified School DistrictCranford Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$91,300 (-) Land $46,500 Building $44,800$91,300 (-) Land $46,500 Building $44,800
2025$6,617.00 (+6.92%)$91,300 (-) Land $46,500 Building $44,800$91,300 (-) Land $46,500 Building $44,800
2024$6,189.00 (+2.53%)
2023$91,300 Land $46,500 Building $44,800$91,300 Land $46,500 Building $44,800
2022$6,036.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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