Madison County property record for 474 Smith Creek Rd, Mars Hill, NC 28754
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 950 sqft · built 1960 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $435,000 (May 2026) |
| Tax Bill | $858 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9841-85-9952 |
| Primary APN | 9841-85-9952 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 950 sqft Heated Area |
| 1st Floor Area | 950 sqft |
| Basement Area | 475 sqft |
| Unfinished Basement | 475 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 51,401 sqft (1.18 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 474 SMITH CREEK RD |
|---|---|
| City | MARS HILL |
| State | NC |
| Zip | 28754-5767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Block | 85 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 7, EBBS CHAPEL |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 10100 |
Source: Madison County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2151 WINDHAM DR, MOLINO, FL 32577-5115 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on Record |
| Deed Sale | May 13, 2026 · Amount on Record |
| Deed Document Number | 2026361810 |
| Deed Book / Page | 833 / 753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NC |
| Recording Date | May 13, 2026 |
| Property Address | 474 SMITH CREEK RD, MARS HILL, NC 28754-5767 |
| Document Number | 0000361810 |
| Book / Page | 833 / 753 |
| Instrument Date | May 12, 2026 |
| Instrument | 2026.361810 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $87,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2151 WINDHAM DR, MOLINO, FL 32577-5115 |
| Document Number | 0000361811, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026.361811 |
| Name | NETX MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $858.00 | $150,731 (-) Land $32,085 Building $118,646 | $150,731 (-) Land $32,085 Building $118,646 |
| 2024 | $858.00 | $150,731 (+48.76%) Land $32,085 Building $118,646 | $150,731 (+48.76%) Land $32,085 Building $118,646 |
| 2023 | $101,326 Land $25,358 Building $75,968 | $101,326 Land $25,358 Building $75,968 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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