Bonner County property record for 474 Scott Ln, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 988 sqft · built 2023 |
| Lot Size | 2.04 acres (89,254 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,890 (2026) |
| Deeds & Mortgages | Apr 2023 Construction Loan Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | RP004030000260A |
| Primary APN | RP004030000260A |
|---|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 988 sqft Finished Area |
| 1st Floor Area | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 89,254 sqft (2.04 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 474 SCOTT LN |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-5716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A/f-10 |
| Legal Description | 14-58N-2W SCHWEITZER RESORT TR LOT 26 |
| Legal Range | 02W |
| Legal Township | 58N |
| Legal Section | 14 |
| Legal Subdivision | SCHWEITZER RESORT |
| Legal Lot Number | 26 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 950401 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 474 SCOTT LN, SANDPOINT, ID 83864-5716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2023 | Deed of Trust, Mortgage · Construction Mortgage MOUNTAIN WEST BANK |
| Dec 29, 2021 | Warranty Deed, Transfer NOT AVAILABLE, TITLEONE SANDPOINT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2021 |
| Deed Sale | Dec 29, 2021 |
| Deed Document Number | 2021998320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 474 SCOTT LN, SANDPOINT, ID 83864 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Title Company | NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN |
| Name | Verified Name |
|---|
| Document Number | 0001019419 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 1019419 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | COEUR D ALENE, ID 83814 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.7% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Dec 29, 2021 |
| Property Address | 474 SCOTT LN, SANDPOINT, ID 83864 |
| Document Number | 0000998320 |
| Map Reference | MB 3 PG 1 |
| Instrument Date | Dec 24, 2021 |
| Instrument | 998320 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Title Company | NOT AVAILABLE, TITLEONE SANDPOINT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 N DIVISION AVE, SANDPOINT, ID 83864-2032 |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,890.00 | $460,988 (-) Land $180,828 Building $280,160 | $460,988 (-) Land $180,828 Building $280,160 |
| 2025 | $1,890.00 (+293.75%) | $460,988 (+290.04%) Land $180,828 Building $280,160 | $460,988 (+290.04%) Land $180,828 Building $280,160 |
| 2023 | $480.00 | $118,190 Land $118,190 | $118,190 Land $118,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 89% of Idaho |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| E.L. Internet Northwest Fixed Wireless | 400 / 100 |
| MountainLink Fixed Wireless | 250 / 50 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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