474 Sandy Cay Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 474 Sandy Cay Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,919 sqft · built 2004
Lot Size	0.14 acres (6,079 sqft)
Owner	Company Name on Record
Last Sale	$710,000 (Feb 2024)
Tax Bill	$5,862 (2025)
Deeds & Mortgages	Feb 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42790-00C-0260`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42790-00C-0260`
Alternative APNs	`30-221-42790-00C-0260` `1068557`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,919 sqft Living Area
Gross Area	2,513 sqft
1st Floor Area	1,919 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,079 sqft (0.14 acres)
Lot Dimensions	110 ft deep x 47 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	474 SANDY CAY DR
City	MIRAMAR BEACH
State	FL
Zip	32550-8259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 BLK C PARADISE RETREAT PB 15-72 OR 2609-2207 OR 3315-2701 OR 3332-2041
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	PARADISE RETREAT
Legal Block	C
Legal Lot Number	26
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2013
Census Tract	950608

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	474 SANDY CAY DR, MIRAMAR BEACH, FL 32550-8259
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2024 · Amount on Record
Deed Sale	Feb 15, 2024 · Amount on Record
Prior Sale	May 13, 2004 · Amount on Record
Deed Document Number	20245168
Deed Book / Page	3315 / 2701
Last Transfer Date	Aug 1, 2024
Transfer Doc	0033322041
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 15, 2024
Property Address	474 SANDY CAY DR, MIRAMAR BEACH, FL 32550-8259
Document Number	0033152701
Book / Page	3315 / 2701
Map Reference	MB 15 PG 72
Instrument Date	Feb 13, 2024
Instrument	20240005168
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$4,970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9715 FRANK RD, GERMANTOWN, TN 38139-8000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 WEKIVA CV, DESTIN, FL 32541-4763

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,862.00 (+19.05%)	$648,837 (-7.51%) Land $125,000 Building $523,837	$648,837 (-7.51%) Land $125,000 Building $523,837
2024	$4,924.00 (+0.47%)
2023	$4,901.00 (+8.19%)	$701,498 (+11.1%) Land $41,349 Building $660,149	$701,498 (+11.1%) Land $41,349 Building $660,149
2022	$4,530.00	$631,413 Land $45,898 Building $585,515	$631,413 Land $45,898 Building $585,515

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 203 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 503 condo units
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2004) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20