474 S Stardust Cir, Bloomington, IN 47403 Property Records

Monroe County property record for 474 S Stardust Cir, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 1998
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (Feb 2022)
Tax Bill	$1,852 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-30390-80`

Property Details

APN / Parcel Number

Primary APN	`016-30390-80`
Alternative APN	`53-09-02-200-108.000-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	98 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	016-30390-80
Street Address	474 S STARDUST CIR
City	BLOOMINGTON
State	IN
Zip	47403-8707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	STONECREST@FIELDSTONE P2 L80
Legal Subdivision	STONECREST FIELDSTONE PH 2
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	2
Census Block	2010
Census Tract	501

Owner

474 S Stardust Cir is owned and occupied by an individual who bought it in February 2022.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	474 S STARDUST CIR, BLOOMINGTON, IN 47403-8707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Warranty Deed, Transfer · Conventional Mortgage BAXTER CU
Apr 25, 2018	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2022 · Amount on File
Deed Sale	Feb 18, 2022 · Amount on File
Prior Sale	Apr 25, 2018 · Amount on File
Deed Document Number	202245428
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Feb 18, 2022
Property Address	474 S STARDUST CIR, BLOOMINGTON, IN 47403-8707
Document Number	2022002829
Map Reference	CAB C ENV 243
Instrument Date	Feb 16, 2022
Instrument	2022002829
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	474 S STARDUST CIR, BLOOMINGTON, IN 47403-8707

Mortgage

Document Number	2022002830
Date	Feb 18, 2022
Instrument	2022002830

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Mar 1, 2032
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Apr 25, 2018
Property Address	474 S STARDUST CIR, BLOOMINGTON, IN 47403-8707
Document Number	2018004953
Map Reference	CAB C ENV 243
Instrument Date	Apr 13, 2018
Instrument	2018004953
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	474 S STARDUST CIR, BLOOMINGTON, IN 47403-8707

Mortgage

Document Number	2018004954
Date	Apr 25, 2018
Instrument	2018004954

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2033

Mortgage

Document Number	2018005508
Date	May 4, 2018
Instrument	2018005508

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 474 S Stardust Cir was $1,852, down 6.6% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,852.00 (-6.61%)	$263,800 Land $54,100 Building $209,700	$263,800 Land $54,100 Building $209,700
2024	$1,983.00
2023		$285,300 (+13.57%) Land $54,100 Building $231,200	$285,300 (+13.57%) Land $54,100 Building $231,200
2022	$1,883.00	$251,200 Land $46,200 Building $205,000	$251,200 Land $46,200 Building $205,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 474 S Stardust Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (2004–2021)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 474 S Stardust Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Stardust Cir

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