474 S Poplar Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 474 S Poplar Ave, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	4,016 sqft · built 2018
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Oct 2017)
Tax Bill	$31,569 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jun 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-117-027`

Property Details

APN / Parcel Number

Primary APN	`06-12-117-027`

Interior

Stories	2 Stories
Building Area	4,016 sqft Living Area
Gross Area	5,849 sqft
1st Floor Area	1,833 sqft
2nd Floor Area	2,183 sqft
Basement Area	1,833 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	30 ft deep x 4.4 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	474 S POPLAR AVE
City	ELMHURST
State	IL
Zip	60126-4014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CHERRY FARM ADD N 44 FT OF S 88 FT
Legal Subdivision	CHERRY FARM ADD
Legal Block	11
Legal Lot Number	3
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	3
Census Block	3011
Census Tract	844002

Owner

474 S Poplar Ave is owned and occupied by two individuals who acquired it in December 2023.

Source: DuPage County records, as of September 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	474 S POPLAR AVE, ELMHURST, IL 60126-4014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Mar 12, 2018	Trustee's Deed, Construction Loan · Construction Mortgage OTTAWA SVGS BK
Oct 26, 2017	Warranty Deed, Transfer ATTORNEY'S TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2017 · Amount on File
Deed Sale	Oct 26, 2017 · Amount on File
Deed Document Number	2017110465
Last Transfer Date	Dec 19, 2023
Transfer Doc	0000081304
Record Updated	Oct 29, 2026

December 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DU PAGE IL
Recording Date	Dec 26, 2023
Property Address	474 S POPLAR AVE, ELMHURST, IL 60126-4014
Document Number	0000081304
Map Reference	DOC 90901
Instrument Date	Dec 19, 2023
Instrument	R2023-081304
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	474 S POPLAR AVE, ELMHURST, IL 60126-4014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 S POPLAR AVE, ELMHURST, IL 60126-4014

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	474 S POPLAR AVE, ELMHURST, IL 60126-4014
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045193
Date	Jun 10, 2019
Instrument	R2019-045193

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	474 S POPLAR AVE, ELMHURST, IL 60126-4014
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	ATTORNEY S TTL GUARANTY FUND

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024326
Date	Mar 10, 2020
Instrument	R2020-024326

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.82%
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	474 S POPLAR AVE, ELMHURST, IL 60126-4014
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000153544
Date	Dec 14, 2020
Instrument	R2020-153544

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Max Rate	7.37%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	474 S POPLAR AVE, ELMHURST, IL 60126-4014
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	PROPERTY TITLE, PROPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125580
Date	Aug 20, 2021
Instrument	R2021-125580

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Aug 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7%
Index	Other
Margin	3
Max Rate	7%

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 12, 2018
Property Address	474 S POPLAR AVE, ELMHURST, IL 60126-4014
Instrument Date	Mar 9, 2018
Instrument	21084
Transaction Type	Construction Loan
Record Updated	Apr 3, 2018
Title Company	GREATER ILLINOIS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	196 E SAINT CHARLES RD ELMHURST IL 601263554, ELMHURST, IL 60126-3554

Mortgage

Document Number	0000021084
Date	Mar 12, 2018
Instrument	21084

Lender

Name	OTTAWA SVGS BK
Type	Federal Savings Bank
Address	OTTAWA, IL 61350

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 26, 2017
Property Address	474 S POPLAR AVE, ELMHURST, IL 60126-4014
Document Number	0000110465
Instrument Date	Oct 16, 2017
Instrument	110465
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount on Record
Tax	$465.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	196 E SAINT CHARLES RD ELMHURST IL 601263554, ELMHURST, IL 60126-3554

Tax Assessment & Valuation

The 2025 property tax bill for 474 S Poplar Ave was $31,569 with a homeowner's exemption, up 3.7% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,569.00 (+3.7%)	$553,467 (+7.86%) Land $155,305 Building $398,162	$1,660,401 (+7.86%) Land $465,915 Building $1,194,486
2024	$30,442.00	$513,135 Land $143,988 Building $369,147	$1,539,405 Land $431,964 Building $1,107,441
2022	$26,244.00 Homeowner's exemption	$438,810 Land $127,980 Building $310,830	$1,316,430 Land $383,940 Building $932,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 474 S Poplar Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 474 S Poplar Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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