474 Round Up Rd, Lusby, MD 20657 Property Records

Calvert County property record for 474 Round Up Rd, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,040 sqft · built 1994
Lot Size	0.355 acres (15,473 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Mar 2022)
Tax Bill	$3,069 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-103679`

Property Details

APN / Parcel Number

Primary APN	`01-103679`
Alternative APNs	`1103679` `103679`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Total Area
Basement Area	884 sqft
Finished Basement	884 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,473 sqft (0.355 acres)
Deck Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	103679
Street Address	474 ROUND UP RD
City	LUSBY
State	MD
Zip	20657-3456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 22 SEC 1E CHES RANCH ESTS
Legal Subdivision	CHESAPK RAN ES
Legal Lot Number	22
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1000
Census Tract	861003

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	474 ROUND UP RD, LUSBY, MD 20657-3456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 11, 2024	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Jun 20, 2023	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Mar 29, 2022	Deed, Transfer · FHA Mortgage EQUITY RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	Jun 15, 2006 · Amount on Record
Deed Book / Page	6249 / 113
Transfer Doc	0000002149
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	474 ROUND UP RD, LUSBY, MD 20657-3456
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 ROUND UP RD, DALLAS, TX 75251

Mortgage

Document Number	0068050397
Date	Oct 24, 2025
Book Page	6805/397

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Mar 1, 2052

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	474 ROUND UP RD, LUSBY, MD 20657-3456
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 ROUND UP RD, LUSBY, MD 20657-3456

Mortgage

Document Number	0065230242
Date	Jan 11, 2024
Book Page	6523/242

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Mar 1, 2052

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	474 ROUND UP RD, LUSBY, MD 20657-3456
Transaction Type	Mortgage
Record Updated	Jul 5, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 ROUND UP RD, LUSBY, MD 20657-3456

Mortgage

Document Number	0064480006
Date	Jun 20, 2023
Book Page	6448/6

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Mar 1, 2052

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 29, 2022
Property Address	474 ROUND UP RD, LUSBY, MD 20657-3456
Document Number	0062490113
Book / Page	6249 / 113
Map Reference	MB JLB 1 PL 39
Instrument Date	Feb 18, 2022
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$587.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	474 ROUND UP RD, LUSBY, MD 20657-3456

Mortgage

Document Number	0006249121
Date	Mar 29, 2022
Instrument	6249/121

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,900 (+12.28%) Land $55,200 Building $218,700	$273,900 (-) Land $55,200 Building $218,700
2025	$3,069.00 (+60.6%)	$243,933 (+32.57%)	$273,900 (+48.86%) Land $55,200 Building $218,700
2023	$1,911.00	$184,000 Land $55,200 Building $128,800	$184,000 Land $55,200 Building $128,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1995–2015)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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