1. Home
  2. South Carolina
  3. Berkeley County
  4. Saint Stephen
  5. River Bluff Trl

474 River Bluff Trl, Saint Stephen, SC 29479 Property Records

Berkeley County property record for 474 River Bluff Trl, Saint Stephen, SC 29479

Property Summary

Property TypeVacant Land
Lot Size23.6 acres (1,030,630 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (Nov 2025)
Tax Bill$3,084 (2025)
Deeds & MortgagesJun 2026 Mortgage
Nov 2025 Sale & Line of Credit
+ 6 more
Flood ZoneZone A (high risk)
APN038-00-00-014

Property Details

APN / Parcel Number

Primary APN038-00-00-014

Exterior

Lot Area1,030,630 sqft (23.6 acres)

Location & Zoning

Street Address474 RIVER BLUFF TRL
CitySAINT STEPHEN
StateSC
Zip29479-4162
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeBERKELEY C
Legal DescriptionLOT 1068.62 AC (05/2024)23.66 AC RESIDUAL, LOT 10 (06/2024)
Legal SubdivisionSANTEE RIVER BASIN
Legal Lot Number10,1068
JurisdictionBERKELEY SC
Township / Civil DivisionST. STEPHEN
Census Block Group2
Census Block2001
Census Tract20201

Owner

Source: Berkeley County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1523 CEDAR AVE, MONCKS CORNER, SC 29461-9233
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
AGSOUTH FARM CREDIT
Nov 17, 2025Deed, Transfer · Line of Credit
AGSOUTH FARM CREDIT ACA
Dec 4, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 11, 2024Deed, Transfer · Line of Credit
AGSOUTH FARM CREDIT ACA
Jan 29, 2024Deed, Transfer
Jan 29, 2024Deed of Distribution, Transfer
Dec 20, 2023Deed, Transfer
Oct 31, 2023Deed, Transfer
PALMETTO CREDIT CONNECTION LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2025 · Amount on Record
Deed SaleNov 17, 2025 · Amount on Record
Prior SaleApr 28, 2025 · Amount on Record
Deed Document Number202538691
Deed Book / Page5386 / 896
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKELEY SC
Recording DateJun 15, 2026
Property Address474 RIVER BLUFF TRL, SAINT STEPHEN, SC 29479-4162
Document Number0000021449
Book / Page5613 / 641
Instrument DateJun 15, 2026
Instrument202621449
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address1523 CEDAR AVE, MONCKS CORNER, SC 29461-9233

Mortgage

Document Number0000021449,
DateJun 15, 2026
Book Page5613/641
Instrument202621449
Lender
NameAGSOUTH FARM CREDIT
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueJul 1, 2057
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionBERKELEY SC
Recording DateNov 17, 2025
Property Address474 RIVER BLUFF TRL, SAINT STEPHEN, SC 29479-4162
Document Number05386/0896
Book / Page5386 / 896
Map ReferenceDOC 2024017298
Instrument DateNov 13, 2025
Instrument2025038691
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$819.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1523 CEDAR AVE, MONCKS CORNER, SC 29461-9233

Mortgage

Document Number2025038692
DateNov 17, 2025
Instrument2025038692
Lender
NameAGSOUTH FARM CREDIT ACA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 1, 2045

December 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERKELEY SC
Recording DateDec 4, 2024
Property Address474 RIVER BLUFF TRL, SAINT STEPHEN, SC 29479-4162
Document Number05047/0437
Book / Page5047 / 437
Map ReferenceDOC 2024017298
Instrument DateNov 22, 2024
Instrument2024038258
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 TRAVIS HILL RD, MONCKS CORNER, SC 29461-4858

September 2024: Deed, Transfer

Document TypeDeed
JurisdictionBERKELEY SC
Recording DateSep 11, 2024
Property Address474 RIVER BLUFF TRL, SAINT STEPHEN, SC 29479-4162
Document Number04968/0070
Book / Page4968 / 70
Map ReferenceDOC 2024017298
Instrument DateSep 4, 2024
Instrument2024028487
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$267.80
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number2024028488
DateSep 11, 2024
Instrument2024028488
Lender
NameAGSOUTH FARM CREDIT ACA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 1, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionBERKELEY SC
Recording DateJan 29, 2024
Property Address474 RIVER BLUFF TRL, SAINT STEPHEN, SC 29479-4162
Document Number04766/0568
Book / Page4766 / 568
Map ReferenceCAB M PG 270-I
Instrument DateJan 15, 2024
Instrument2024002632
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

AmountAmount Recorded
Tax$55.90
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address669 MARINA DR STE B4, B4, CHARLESTON, SC 29492-8120
InvestorPossibly a Property Investor

January 2024: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionBERKELEY SC
Recording DateJan 29, 2024
Property Address474 RIVER BLUFF TRL, SAINT STEPHEN, SC 29479-4162
Document Number04766/0564
Book / Page4766 / 564
Map ReferenceCAB M PG 270-I
Instrument DateJan 15, 2024
Instrument2024002631
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1327 COLLEGE HILL DR, CHEYNEY, PA 19319-1015

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERKELEY SC
Recording DateDec 20, 2023
Property Address474 RIVER BLUFF TRL, SAINT STEPHEN, SC 29479-4162
Document Number04739/0665
Book / Page4739 / 665
Map ReferenceMB M PG 270-I
Instrument DateDec 17, 2023
Instrument2023038562
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

AmountAmount Recorded
Tax$91.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address669 MARINA DR, DANIEL ISLAND, SC 29492-7542
InvestorPossibly a Property Investor

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERKELEY SC
Recording DateOct 31, 2023
Property Address474 RIVER BLUFF TRL, SAINT STEPHEN, SC 29479-4162
Document Number04700/0726
Book / Page4700 / 726
Map ReferenceCAB Q SL 282-E
Instrument DateOct 16, 2023
Instrument2023033391
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$964.60
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address669 MARINA DR STE B4, B4, CHARLESTON, SC 29492-8120
InvestorPossibly a Property Investor

Mortgage

Document Number04700/0731
DateOct 31, 2023
Book Page4700/731
Instrument2023033392
Lender
NamePALMETTO CREDIT CONNECTION LLC
TypeNon-Lending Institution
AddressMONCKS CORNER, SC 29461
Agreement
AmountAmount Recorded
Term25 Months
DueNov 1, 2025

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBerkeley County
Unified School DistrictBerkeley County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$328,500 (+151,983.33%) Land $328,500$328,500 (+152.5%) Land $328,500
2025$3,084.00 (+2,347.62%)$216 (-97.23%) Land $216$130,100 (-) Land $130,100
2024$126.00 (-11.27%)$7,806 (+1,553.81%) Land $7,806$130,100 (+94.18%) Land $130,100
2022$142.00$472 Land $472$67,000 Land $67,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 73% of South Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on River Bluff Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures