474 Riders Loop, Auburndale, FL 33823 Property Records

Polk County property record for 474 Riders Loop, Auburndale, FL 33823

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,966 sqft · built 2022
Lot Size	0.252 acres (10,990 sqft)
Owner	Individual Name on Record
Last Sale	$415,100 (Apr 2022)
Tax Bill	$3,187 (2024)
Deeds & Mortgages	Feb 2024 Transfer Sep 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-27-15-298452-000350`

Property Details

APN / Parcel Number

Primary APN	`25-27-15-298452-000350`
Alternative APN	`152725298452000350`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,966 sqft Living Area
Gross Area	3,719 sqft
1st Floor Area	2,511 sqft
Upper Floors Area	455 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	10,990 sqft (0.252 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	753 sqft
Porch	Finished/Open Porch
Porch Area	454 sqft

Location & Zoning

Street Address	474 RIDERS LOOP
City	AUBURNDALE
State	FL
Zip	33823-9691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JULIANA VILLAGE PHASE 3 PB 182 PGS 39-40 LOT 35
Legal Range	25E
Legal Township	27S
Legal Section	15
Legal Subdivision	JULIANA VILLAGE PHASE 3
Legal Phase	3
Legal Block	2
Legal Lot Number	35
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2034
Census Tract	12408

Owner

Source: Polk County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	474 RIDERS LOOP, AUBURNDALE, FL 33823-9691
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Intrafamily Transfer, Transfer
Sep 18, 2023	Intrafamily Transfer, Transfer
Sep 15, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 6, 2022	Special Warranty Deed, Transfer · VA Mortgage VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Deed Document Number	202293141
Deed Book / Page	12196 / 1341
Last Transfer Date	Sep 15, 2023
Transfer Doc	0000218209
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Feb 2, 2024
Property Address	474 RIDERS LOOP, AUBURNDALE, FL 33823-9691
Document Number	0000025996
Book / Page	12994 / 709
Map Reference	MB 182 PG 39&40
Instrument Date	Feb 2, 2024
Instrument	2024025996
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	474 RIDERS LOOP, AUBURNDALE, FL 33823-9691

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 RIDERS LOOP, AUBURNDALE, FL 33823-9691

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Sep 18, 2023
Property Address	474 RIDERS LOOP, AUBURNDALE, FL 33823-9691
Document Number	0000219640
Book / Page	12841 / 517
Map Reference	MB 39 PG 40
Instrument Date	Sep 18, 2023
Instrument	2023219640
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	474 RIDERS LOOP, AUBURNDALE, FL 33823-9691

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 RIDERS LOOP, AUBURNDALE, FL 33823-9691
Investor	Possibly a Property Investor

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Sep 15, 2023
Property Address	474 RIDERS LOOP, AUBURNDALE, FL 33823-9691
Document Number	0000218209
Book / Page	12839 / 1001
Map Reference	MB 182 PG 39&40
Instrument Date	Sep 15, 2023
Instrument	2023218209
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	474 RIDERS LOOP, AUBURNDALE, FL 33823-9691

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 RIDERS LOOP, AUBURNDALE, FL 33823-9691
Investor	Possibly a Property Investor

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 6, 2022
Property Address	474 RIDERS LOOP, AUBURNDALE, FL 33823-9691
Document Number	0000093141
Book / Page	12196 / 1341
Map Reference	MB 182 PG 39&40
Instrument Date	Mar 31, 2022
Instrument	2022093141
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 RIDERS LOOP, AUBURNDALE, FL 33823-9691

Mortgage

Document Number	0121961343
Date	Apr 6, 2022
Instrument	12196/1343

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$387,097 (+10.31%) Land $52,000 Building $335,097	$387,097 (+2.81%) Land $52,000 Building $335,097
2024	$3,187.00
2023	Homeowner's exemption	$350,921 (+735.53%)	$376,504 (+796.44%) Land $50,000 Building $326,504
2022	$700.00	$42,000 Land $42,000	$42,000 Land $42,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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