474 Raymond Ave, San Jose, CA 95128 Property Records

Santa Clara County property record for 474 Raymond Ave, San Jose, CA 95128

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,059 sqft · built 1910
Lot Size	0.092 acres (4,000 sqft)
Owner	Company Name on Record
Last Sale	$161,000 (Jul 1995)
Tax Bill	$4,605 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage Jan 2017 Reverse Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`277-09-005`

Property Details

APN / Parcel Number

Primary APN	`277-09-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,059 sqft Living Area
1st Floor Area	1,059 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1925
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Carport
Garage Area	162 sqft
Carport	Carport
Carport Area	162 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	474 RAYMOND AVE
City	SAN JOSE
State	CA
Zip	95128-2239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-N2
Legal Description	BLK 13 LOT 12 RECORDERS BOOK K PAGE 13
Legal Subdivision	ROSE LAWN
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4018
Census Tract	502001

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	474 RAYMOND AVE, SAN JOSE, CA 95128-2239
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jan 18, 2017	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE SOLUTIONS INC
Jan 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 19, 2016	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 1995 · Amount on Record
Deed Sale	Jul 28, 1995 · Amount on Record
Deed Document Number	199512965790
Last Transfer Date	Dec 19, 2018
Transfer Doc	0024092402
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	474 RAYMOND AVE, SAN JOSE, CA 95128-2239
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 RAYMOND AVE, SAN JOSE, CA 95128-2239

Mortgage

Document Number	0025243283
Date	Feb 17, 2022
Instrument	25243283

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.8%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.8%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	474 RAYMOND AVE, SAN JOSE, CA 95128-2239
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023560451
Date	Jan 18, 2017
Instrument	23560451

Lender

Name	REVERSE MORTGAGE SOLUTIONS INC
Type	Mortgage Company
Address	HOUSTON, TX 77014

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.89%
Type Change Date	Jan 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 4, 2019
Property Address	474 RAYMOND AVE, SAN JOSE, CA 95128-2239
Document Number	0024092402
Instrument Date	Dec 19, 2018
Instrument	24092402
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	474 RAYMOND AVE SAN JOSE CA 951282239, SAN JOSE, CA 95128-2239

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	474 RAYMOND AVE, SAN JOSE, CA 95128-2239
Document Number	0023560452
Instrument Date	Dec 19, 2016
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 RAYMOND AVE SAN JOSE CA 951282239, SAN JOSE, CA 95128-2239

Mortgage

Document Number	0023560452
Date	Jan 18, 2017
Instrument	23560452

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	4.89%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Luther Burbank Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$272,781 (+6.12%) Land $155,875 Building $116,906
2025	$4,605.00
2023		$257,050 Land $146,886 Building $110,164

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 737 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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