474 Rancho Santa Fe Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 474 Rancho Santa Fe Rd, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,776 sqft · built 1965
Lot Size0.321 acres (13,994 sqft)
OwnerIndividual Name on File
Last Sale$1,230,000 (May 2021)
Tax Bill$14,435 (2025)
Deeds & MortgagesMay 2023 Transfer
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN265-331-07-00

Property Details

APN / Parcel Number

Primary APN265-331-07-00
Alternative APN
  • 2653309000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Building Area1,776 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area13,994 sqft (0.321 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number2653309000
Street Address474 RANCHO SANTA FE RD
CityENCINITAS
StateCA
Zip92024-6566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 35 ELY 114.11 FT OF NLY 127 FT OF TR 000326
Legal SubdivisionOLIVENHAIN COLONY
Legal Tract000326
Legal Block35
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1001
Census Tract17104

Owner

Source: San Diego County records · APN 265-331-07-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address17 GOVERNORS PL, DURHAM, NC 27705-6429
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
May 19, 2023Intrafamily Transfer, Transfer
May 13, 2021Grant Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 13, 2021 · Amount on Record
Deed SaleMay 13, 2021 · Amount on Record
Prior SaleSep 02, 1998 · Amount on Record
Deed Document Number2021369200
Last Transfer DateApr 18, 2023
Transfer Doc0000132064
Record UpdatedSep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 19, 2023
Property Address474 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6566
Document Number0000132064
Map ReferenceMAP 328
Instrument DateApr 18, 2023
Instrument2023-0132064
Transaction TypeTransfer
Record UpdatedOct 09, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6566

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 13, 2021
Property Address474 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6566
Document Number0000369200
Map ReferenceMAP 326
Instrument DateMay 05, 2021
Instrument2021-0369200
Transaction TypeTransfer
Record UpdatedOct 09, 2025
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address474 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6566

Mortgage

Document Number0000369201
DateMay 13, 2021
Instrument2021-0369201
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,358,017 (+2%) Land $1,214,487 Building $143,530
2025$14,435.00 (+6.11%)$1,331,390 (+4.04%) Land $1,190,674 Building $140,716
2023$13,604.00 (+2.02%)$1,279,692 Land $1,144,440 Building $135,252
2022$13,334.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730171041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2019, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 250 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum, T-Mobile USA, Ting Fiber, San Diego Broadband, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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