474 Porta Rosa Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 474 Porta Rosa Cir, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,642 sqft · built 2013
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,782 (Nov 2013)
Tax Bill	$3,568 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`028685-1830`

Property Details

APN / Parcel Number

Primary APN	`028685-1830`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,642 sqft Living Area
Gross Area	3,462 sqft
1st Floor Area	2,642 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	314 sqft
Patio Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	474 PORTA ROSA CIR
City	SAINT AUGUSTINE
State	FL
Zip	32092-4762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57/94-109 MURABELLA UNIT 3 LOT 183 OR3819/900
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 3
Legal Block	1
Legal Lot Number	183
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1009
Census Tract	20906

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	474 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR
May 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 21, 2020	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Aug 26, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 29, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2013 · Amount on Record
Deed Sale	Nov 27, 2013 · Amount on Record
Deed Document Number	201377913
Deed Book / Page	3819 / 900
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	May 4, 2026
Property Address	474 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4762
Document Number	0000038060
Book / Page	6356 / 1369
Instrument Date	Apr 15, 2026
Instrument	202638060
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4762

Mortgage

Document Number	0000038060,
Date	May 4, 2026
Book Page	6356/1369
Instrument	202638060

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	474 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4762
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4762

Mortgage

Document Number	0055650066
Date	May 25, 2022
Book Page	5565/66
Instrument	2022052767

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	474 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4762
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4762

Mortgage

Document Number	0051310021
Date	Dec 21, 2020
Book Page	5131/21
Instrument	2020116664

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	474 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4762
Document Number	0047951835
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	474 PORTA ROSA CIR ST AUGUSTINE FL 320924762, ST AUGUSTINE, FL 32092-4762

Mortgage

Document Number	0047951835
Date	Sep 17, 2019
Book Page	004795/001835
Instrument	68636

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	474 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4762
Document Number	0045800320
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	474 PORTA ROSA CIR ST AUGUSTINE FL 320924762, ST AUGUSTINE, FL 32092-4762

Mortgage

Document Number	0045800320
Date	Jul 16, 2018
Book Page	004580/000320
Instrument	50232

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,547 (+2.7%)	$468,840 (-2.42%) Land $110,000 Building $358,840
2025	$3,568.00 (+5.06%) Disabled Person's exemption Veteran's exemption	$305,304 (+2.9%)	$480,472 (-2.68%) Land $110,000 Building $370,472
2024	$3,396.00 (+5.66%) Disabled Person's exemption Veteran's exemption	$296,700 (+4.55%)	$493,680 (+0.17%) Land $105,000 Building $388,680
2023	$3,214.00 (+3.21%) Disabled Person's exemption Veteran's exemption	$283,777 (+3%)	$492,865 (+11.1%) Land $89,600 Building $403,265
2022	$3,114.00 Disabled Person's exemption Veteran's exemption	$275,512	$443,627 Land $89,600 Building $354,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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