Union County and Berkeley Heights Township property record for 474 Plainfield Ave, Berkeley Heights, NJ 07922
| Property Type | Single Family Home |
|---|---|
| Details | 4,645 sqft · built 2008 |
| Lot Size | 0.406 acres (17,685 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,090,000 (Jan 2021) |
| Tax Bill | $24,756 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-02005-0000-00006 |
| Primary APN | 01-02005-0000-00006 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,645 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Frame |
| Lot Area | 17,685 sqft (0.406 acres) |
| Lot Dimensions | 177 ft deep x 100 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 474 PLAINFIELD AVE |
|---|---|
| City | BERKELEY HEIGHTS |
| State | NJ |
| Zip | 07922-1909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Block | 2005 |
| Legal Lot Number | 6 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | BERKELEY HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 38201 |
Source: Union County and Berkeley Heights Township records · APN 01-02005-0000-00006
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 474 PLAINFIELD AVE, BERKELEY HEIGHTS, NJ 07922-1909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 19, 2021 | Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on Record |
| Deed Sale | Jan 19, 2021 · Amount on Record |
| Prior Sale | Mar 12, 2014 · Amount on Record |
| Deed Document Number | 2021628 |
| Deed Book / Page | 6397 / 2605 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 474 PLAINFIELD AVE, BERKELEY HEIGHTS, NJ 07922-1909 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2026 |
| Title Company | UNKNOWN, TITLE365 COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0157362594 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 15736/2594 |
| Instrument | 86595 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 19, 2021 |
| Property Address | 474 PLAINFIELD AVE, BERKELEY HEIGHTS, NJ 07922-1909 |
| Document Number | 0063972605 |
| Book / Page | 6397 / 2605 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 628 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | ALLIED TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,564.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 PENNBROOK CT, 14, BOONTON, NJ 07005-9300 |
| Name | Verified Name |
|---|---|
| Address | 474 PLAINFIELD AVE, BERKELEY HEIGHTS, NJ 07922-1909 |
| Document Number | 0000001541 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 1541 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2050 |
Source: Union County and Berkeley Heights Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Berkeley Heights Township |
| Unified School District | Berkeley Heights Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $562,500 (-) Land $131,200 Building $431,300 | $562,500 (-) Land $131,200 Building $431,300 | |
| 2025 | $24,756.00 (+2.66%) | $562,500 (-) Land $131,200 Building $431,300 | $562,500 (-) Land $131,200 Building $431,300 |
| 2024 | $24,114.00 (+2.1%) | ||
| 2023 | $562,500 Land $131,200 Building $431,300 | $562,500 Land $131,200 Building $431,300 | |
| 2022 | $23,619.00 |
Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 50 units insured incl. 40 condo units |
| Nearby Flood Claims | 17 (1978–2025) |
| Claims Outside the SFHA | 9 of 17 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 257 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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