474 Oliver St, Milpitas, CA 95035 Property Records

Santa Clara County property record for 474 Oliver St, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1960
Lot Size	0.142 acres (6,205 sqft)
Owner	2 Company Names on Record
Last Sale	$1,260,000 (Nov 2025)
Tax Bill	$10,979 (2025)
Deeds & Mortgages	Sep 2026 Sale Nov 2024 Second Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`026-01-051`

Property Details

APN / Parcel Number

Primary APN	`026-01-051`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,205 sqft (0.142 acres)
Lot Dimensions	85 ft deep x 73 ft wide
Garage Area	353 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	02601051
Street Address	474 OLIVER ST
City	MILPITAS
State	CA
Zip	95035-2651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2188 BOOK 104 PAGE 16 PAGE 19 LOT 92
Legal Subdivision	TRACT NO 2188
Legal Tract	2188
Legal Lot Number	92
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2001
Census Tract	504422

Owner

Source: Santa Clara County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	474 OLIVER ST, MILPITAS, CA 95035-2651
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Nov 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUARANTEED RATE INC
Nov 7, 2025	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 26, 2020	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Jun 23, 2017	Grant Deed, Transfer · Conventional Mortgage FIRST LIBERTY FINANCIAL GROUP LLC
Jan 19, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Prior Sale	Jun 26, 2020 · Amount on Record
Deed Document Number	202525897645
Prior Transfer Date	Aug 8, 2016
Prior Transfer Doc	0023396394
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 30, 2026
Property Address	474 OLIVER ST, MILPITAS, CA 95035-2651
Document Number	0026057289
Instrument Date	Sep 28, 2026
Instrument	202626057289
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	474 OLIVER ST, MILPITAS, CA 95035-2651

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	474 OLIVER ST, MILPITAS, CA 95035-2651
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1363 CIROLERO ST, MILPITAS, CA 95035-3201

Mortgage

Document Number	0025730648
Date	Nov 18, 2024
Instrument	25730648

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	1806 W CUYLER AVE STE 1W, CHICAGO, IL 60613

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2054

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 7, 2025
Property Address	474 OLIVER ST, MILPITAS, CA 95035-2651
Document Number	0025897645
Map Reference	MBED 104 PG 16-19
Instrument Date	Nov 7, 2025
Instrument	25897645
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,386.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	474 OLIVER ST, MILPITAS, CA 95035-2651

Mortgage

Document Number	0025897646
Date	Nov 7, 2025
Instrument	25897646

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 26, 2020
Property Address	474 OLIVER ST, MILPITAS, CA 95035-2651
Document Number	0024519485
Map Reference	MB 104 PG 16-19
Instrument Date	Jun 12, 2020
Instrument	24519485
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	474 OLIVER ST, MILPITAS, CA 95035-2651

Mortgage

Document Number	0024519486
Date	Jun 26, 2020
Instrument	24519486

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 23, 2017
Property Address	474 OLIVER ST, MILPITAS, CA 95035-2651
Document Number	0023681803
Map Reference	MAP104 PG16-19
Instrument Date	Jun 13, 2017
Instrument	23681803
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 OLIVER ST, MILPITAS, CA 95035-2651
Investor	Possibly a Property Investor

Mortgage

Document Number	0023681804
Date	Jun 23, 2017
Instrument	23681804

Lender

Name	FIRST LIBERTY FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 19, 2017
Property Address	474 OLIVER ST, MILPITAS, CA 95035-2651
Document Number	0023562784
Instrument Date	Jan 10, 2017
Instrument	23562784
Transaction Type	Transfer
Record Updated	Jan 31, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 199TH ST SW LYNNWOOD WA 980367138, LYNNWOOD, WA 98036-7138

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,260,000 (+35.54%) Land $1,100,000 Building $160,000
2025	$10,979.00 (+3.87%)	$929,593 (+4.04%) Land $604,236 Building $325,357
2023	$10,570.00 (+0.42%) Homeowner's exemption	$893,498 Land $580,774 Building $312,724
2022	$10,526.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Tekify Fiber & Wireless Fixed Wireless	530 / 115
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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