474 New St, Radcliff, KY 40160 Property Records

Hardin County property record for 474 New St, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,288 sqft · built 1956
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Aug 2022)
Tax Bill	$1,681 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2006 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`160-10-07-017`

Property Details

APN / Parcel Number

Primary APN	`160-10-07-017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	336 sqft
Porch	Porch
Porch Area	72 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	474 NEW ST
City	RADCLIFF
State	KY
Zip	40160-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARCADIA HGTS LT 06 #1
Legal Subdivision	ARCADIA HGTS
Legal Block	7
Legal Lot Number	6
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	2
Census Block	2011
Census Tract	500

Owner

474 New St is owned and occupied by an individual who bought it in August 2022.

Source: Hardin County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	474 NEW ST, RADCLIFF, KY 40160-1319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Mar 31, 2006	Commissioner's Deed, Foreclosure · Line of Credit THE CECILIAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022 · Amount on File
Deed Sale	Aug 15, 2022 · Amount on File
Prior Sale	Mar 12, 2021 · Amount on File
Deed Book / Page	1539 / 979
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Aug 15, 2022
Property Address	474 NEW ST, RADCLIFF, KY 40160-1319
Document Number	001539/979
Book / Page	1539 / 979
Map Reference	MB 146 PG 422
Instrument Date	Aug 12, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LOUISVILLE TITLE AGENCY, LOUISVILLE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	822 E 5TH ST # ST2, ST2, OWENSBORO, KY 42303-3329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 NEW ST, RADCLIFF, KY 40160-1319

Mortgage

Document Number	0024521543
Date	Aug 15, 2022
Instrument	2452/1543

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

March 2006: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	HARDIN KY
Recording Date	Mar 31, 2006
Property Address	474 NEW ST, RADCLIFF, KY 40160-1319
Document Number	0001185/94
Book / Page	1185 / 94
Map Reference	CAB1 SH53A
Instrument Date	Jan 20, 2006
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 OAK RIDGE DR, RADCLIFF, KY 40160-1520
Investor	Possibly a Property Investor

Mortgage

Document Number	0001581455
Date	Mar 31, 2006
Instrument	1581/455

Lender

Name	THE CECILIAN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 24, 2011

Tax Assessment & Valuation

The 2025 property tax bill for 474 New St was $1,681.

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,681.00	$178,000 Land $18,000 Building $160,000	$178,000 Land $18,000 Building $160,000
2023		$178,000 (+131.17%) Land $15,000 Building $163,000	$178,000 (+131.17%) Land $15,000 Building $163,000
2022		$77,000 Land $14,500 Building $62,500	$77,000 Land $14,500 Building $62,500
2021	$761.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 474 New St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2009–2014)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 474 New St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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