474 N Main St, Centerville, UT 84014 Property Records

Davis County property record for 474 N Main St, Centerville, UT 84014

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,537 sqft · built 2021
Lot Size	0.364 acres (15,856 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,657 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-249-0002`

Property Details

APN / Parcel Number

Primary APN	`02-249-0002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,537 sqft Living Area
Basement Area	1,976 sqft
Unfinished Basement	1,976 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,856 sqft (0.364 acres)
Garage Area	930 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	474 N MAIN ST
City	CENTERVILLE
State	UT
Zip	84014-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 2, GEORGE AND RUTHANN FISHER SUBDIVISION. CONT. 0.36400 ACRES
Legal Subdivision	GEORGE AND RUTHANN FISHER SUBDIVISION
Legal Lot Number	2
Jurisdiction	DAVIS UT
Township / Civil Division	SOUTH DAVIS
Census Block Group	1
Census Block	1021
Census Tract	126306

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	474 N MAIN ST, CENTERVILLE, UT 84014-1816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 9, 2019
Transfer Doc	7404/1189
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	474 N MAIN ST, CENTERVILLE, UT 84014-1816
Transaction Type	Mortgage
Record Updated	Jan 27, 2022
Title Company	INWEST TITLE, INWEST TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 N MAIN ST, CENTERVILLE, UT 84014-1816

Mortgage

Document Number	007920/856
Date	Jan 6, 2022
Book Page	7920/856
Instrument	3447982

Lender

Name	ZB NA
Type	Bank
Address	SALT LAKE CITY, UT 84133

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	474 N MAIN ST, CENTERVILLE, UT 84014-1816
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	ASPEN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7800/574
Date	Jul 13, 2021
Book Page	7800/574
Instrument	3399175

Lender

Name	ZB NA
Type	Bank
Address	SALT LAKE CITY, UT 84133

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Centerville City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,800 (+3.21%) Land $199,730 Building $260,070	$836,000 (+3.21%) Land $363,145 Building $472,855
2025	$4,657.00 (+7.98%)	$445,500 (-39.55%) Land $185,455 Building $260,045	$810,000 (+9.91%) Land $337,191 Building $472,809
2024	$4,313.00 (+2.89%)
2023	$4,192.00 (-2.51%)	$737,000 Land $275,275 Building $461,725	$737,000 Land $275,275 Building $461,725
2022	$4,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE CITY WATER SYSTEM serves 17,155 people · EPA ID UTAH06001
Water Source	Purchased surface water from WEBER BASIN WCD - SOUTH
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL	8,000 / 8,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000

May also be available: Echo Broadband, Utah Broadband, Verizon.

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