474 N Cove Rd, Corolla, NC 27927 Property Records

Currituck County property record for 474 N Cove Rd, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	8 bd · 9 ba · 4,500 sqft · built 1993
Owner	Trust Name on File
Last Sale	$109,000 (Mar 2018)
Tax Bill	$6,527 (2025)
Deeds & Mortgages	Oct 2020 Transfer Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9943-45-9049`

Property Details

APN / Parcel Number

Primary APN	`9943-45-9049`
Alternative APNs	`127C00000110000` `000156307` `9943-45`

Interior

Bedrooms	8 Beds
Full Baths	9 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	4,500 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Contemporary
Exterior Material	Other
Construction Type	Frame
Foundation Type	Pile

Exterior Amenities

Pool Area	504 sqft
Porch	Porch
Porch Area	1,200 sqft
Deck Area	1,200 sqft
Patio Area	1,200 sqft
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000156307
Street Address	474 N COVE RD
City	COROLLA
State	NC
Zip	27927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 PINE ISLAND PUD
Legal Subdivision	PINE ISLAND PUD
Legal Lot Number	11
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1080
Census Tract	110101

Owner

Source: Currituck County records, as of November 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	10117 OXFORD CT, NOKESVILLE, VA 20181-1611
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 26, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2018 · Amount on File
Deed Sale	Mar 26, 2018 · Amount on File
Deed Document Number	0014380456
Deed Book / Page	1438 / 456
Last Transfer Date	Oct 5, 2020
Transfer Doc	0015650724
Record Updated	Jun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CURRITUCK NC
Recording Date	Oct 5, 2020
Property Address	474 N COVE RD, COROLLA, NC 27927
Document Number	0015650724
Book / Page	001565 / 000724
Instrument Date	Sep 22, 2020
Instrument	355781
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10117 OXFORD CT NOKESVILLE VA 201811611, NOKESVILLE, VA 20181-1611

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Mar 26, 2018
Property Address	474 N COVE RD, COROLLA, NC 27927
Document Number	0014380456
Book / Page	1438 / 456
Map Reference	CAB E SL96-98
Instrument Date	Mar 26, 2018
Instrument	334920
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$2,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 SKYVIEW LN, 25, SUDBURY, MA 01776-1148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 OXFORD CT, SUDBURY, VA 00000

Mortgage

Document Number	0000334921
Date	Mar 26, 2018
Instrument	334921

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,527.00 (+0.25%)	$841,400 (-) Land $400,000 Building $441,400
2024	$6,511.00 (+12.18%)	$841,400 (-) Land $400,000 Building $441,400
2023	$5,804.00 (+19.94%)	$841,400 (-) Land $400,000 Building $441,400	$841,400 (-) Land $400,000 Building $441,400
2022	$4,839.00	$841,400 Land $400,000 Building $441,400	$841,400 (-) Land $400,000 Building $441,400
2021			$841,400 Land $400,000 Building $441,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

Nearby Properties on N Cove Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures