474 Margaret St, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh City property record for 474 Margaret St, Plattsburgh, NY 12901

Property Summary

Property TypeApartments (5+ Units)
Details4,120 sqft · built 1998
Lot Size0.713 acres (31,080 sqft)
OwnerCompany Name on File
Last Sale$625,000 (Sep 2015)
Tax Bill$22,255 (2026)
Deeds & MortgagesMar 2022 Refinance
Flood ZoneZone X (minimal risk)
APN091300 193.20-1-4

Property Details

APN / Parcel Number

Primary APN091300 193.20-1-4
Alternative APN
  • 130019302000010040000000

Interior

Units18 Units
Stories1 Story
Building Area4,120 sqft Gross Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area31,080 sqft (0.713 acres)
Lot Dimensions420 ft deep x 74 ft wide
View / LotWaterfront
Garage TypeCarport
Garage Area418 sqft
CarportCarport
Carport Area418 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area792 sqft
Total Buildings4 Buildings

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address474 MARGARET ST
CityPLATTSBURGH
StateNY
Zip12901-1795
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code05 - COMME
Legal Description17 APARTMENTS & LOT
Legal Block1
Legal Lot Number4.000
JurisdictionCLINTON NY
Township / Civil DivisionPLATTSBURGH
Census Block Group1
Census Block1000
Census Tract100902

Owner

474 Margaret St, a residential property, is owned by a company that bought it in September 2015.

Source: Clinton County and Plattsburgh City records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address3 BRANDELL DR, PLATTSBURGH, NY 12901-7026
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2015 · Amount on File
Deed SaleSep 22, 2015 · Amount on File
Prior SaleJan 3, 2003 · Amount on File
Deed Book / Page20152 / 74358
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address474 MARGARET ST, PLATTSBURGH, NY 12901-1795
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000323039
DateMar 7, 2022
Instrument20220-00323039
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 474 Margaret St was $22,255, up 110.8% from the year before.

Source: Clinton County and Plattsburgh City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
MunicipalityPlattsburgh City
Unified School DistrictPlattsburgh City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$22,255.00 (+110.79%)
2025$10,558.00$800,000 Land $99,200 Building $700,800$800,000 Land $99,200 Building $700,800
2023$800,000 Land $99,200 Building $700,800$800,000 Land $99,200 Building $700,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 474 Margaret St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 474 Margaret St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLATTSBURGH CITY
serves 24,173 people · EPA ID NY0900217
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon, Westelcom Networks.

Nearby Properties on Margaret St

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