Suffolk County and Brookhaven Town property record for 474 Main St, Mastic Beach, NY 11951
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,986 (2024) |
| Deeds & Mortgages | Jun 2023 Mortgage Dec 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200-980.40-12.00-008.000 |
| Primary APN | 0200-980.40-12.00-008.000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|---|
| View / Lot | Waterfront |
| Account Number | 3818040 |
|---|---|
| Street Address | 474 MAIN ST |
| City | MASTIC BEACH |
| State | NY |
| Zip | 11951-3407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 401 |
| Legal Lot Number | 200 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BROOKHAVEN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 159518 |
474 Main St is owned and occupied by two individuals.
Source: Suffolk County and Brookhaven Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 474 MAIN ST, MASTIC BEACH, NY 11951-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Dec 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance THE COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 474 MAIN ST, MASTIC BEACH, NY 11951-3407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0235130865 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 23513/865 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 474 MAIN ST, MASTIC BEACH, NY 11951-3407 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0234660182 |
|---|---|
| Date | Dec 8, 2022 |
| Book Page | 23466/182 |
| Name | THE COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Brookhaven Town |
| Unified School District | William Floyd Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,900 Land $250 Building $1,650 | $395,833 Land $47,170 Building $311,321 | |
| 2024 | $6,986.00 | ||
| 2023 | $1,900 Land $250 Building $1,650 | $3,519 Land $463 Building $3,056 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 474 Main St in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 133 policies |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 34 (1992–2024) |
| Claims Outside the SFHA | 2 of 34 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 474 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
May also be available: T-Mobile, Verizon.
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