474 Main St, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 474 Main St, Cotuit, MA 02635 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	1,956 sqft Living Area
Lot Size	27,007 sqft (0.62 acres)
Occupancy	Owner Occupied
Last Sale	$159,900 (1990)
Tax Bill	$8,583.00 (2025)

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:022 L:124

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	474 MAIN ST, COTUIT, MA 02635-3121
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 10, 1990 · Amount on Record
Deed Sale	Sep 10, 1990 · Amount on Record
Record Refreshed	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	474 MAIN ST, COTUIT, MA 02635-3121
Document Number	33289-132
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 MAIN ST COTUIT MA 026353121, COTUIT, MA 02635-3121

Mortgage

Document Number	33289-132
Date	Sep 24, 2020
Book Page	033289/000132
Instrument	50739

Lender

Name	DIGITAL EMP FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 23, 2060

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,583.00 (+14.84%)	$1,027,900 (+8.37%) Land $365,800 Building $662,100	$967,860
2024	$7,474.00 (+3.98%)	$948,500 (+10.44%) Land $365,800 Building $582,700
2023	$7,188.00	$858,800 Land $340,100 Building $518,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`COTU M:022 L:124`
Alternative APN	`11383`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,956 sqft Living Area
Gross Area	4,494 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	27,007 sqft (0.62 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	11383
Street Address	474 MAIN ST
City	COTUIT
State	MA
Zip	02635-3121
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	124
Jurisdiction	BARNSTABLE MA
Minor Civil Division	BARNSTABLE TOWN
Census Blockgroup	3
Census Block	3013
Census Tract	13200