474 Main Rd, Monterey, MA 01245 Property Records

Berkshire County and Monterey Town property record for 474 Main Rd, Monterey, MA 01245

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,440 sqft · built 1950
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Apr 2018)
Tax Bill	$2,812 (2026)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
APN	`M:0016 B:0000 L:97`

Property Details

APN / Parcel Number

Primary APN	`M:0016 B:0000 L:97`
Alternative APNs	`MONT M:0232 B:0006 L:0` `MTRY M:0232 B:0006 L:0`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	2,535 sqft
1st Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	474 MAIN RD
City	MONTEREY
State	MA
Zip	01245-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6
Jurisdiction	MONTEREY MA
Township / Civil Division	MONTEREY
Census Block Group	2
Census Block	2051
Census Tract	933200

Owner

474 Main Rd is owned by two individuals who bought it in April 2018.

Source: Berkshire County and Monterey Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 545, MONTEREY, MA 01245-0545
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2018 · Amount on File
Deed Sale	Apr 23, 2018 · Amount on File
Deed Book / Page	2468 / 329
Record Updated	Oct 29, 2026

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY MA
Recording Date	Apr 23, 2018
Property Address	474 MAIN RD, MONTEREY, MA 01245-9733
Document Number	002468-329
Book / Page	2468 / 329
Instrument	248402
Transaction Type	Transfer
Record Updated	May 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.11
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 MAIN RD, MONTEREY, MA 01245-9733

Mortgage

Document Number	0024680333
Date	Apr 23, 2018
Instrument	02468/0333

Lender

Name	PITTSFIELD CP BK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 474 Main Rd was $2,812, up 14.3% from the year before.

Source: Berkshire County and Monterey Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Monterey Town
Unified School District	Southern Berkshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,812.00 (+14.31%)	$389,500 (+1.96%) Land $133,300 Building $256,200	$368,306
2025	$2,460.00 (+5.04%)	$382,000 (-) Land $130,700 Building $251,300
2024	$2,342.00 (+17.28%)	$382,000 (+16.5%) Land $130,700 Building $251,300
2023	$1,997.00	$327,900 Land $120,200 Building $207,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 474 Main Rd; there have been 21 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force
Nearby Flood Claims	21 (1984–2011)
Claims Outside the SFHA	7 of 21
Most Recent Claim	Sep 2011 · river or lake flooding
Claims by Event	Tropical Storm Irene, Aug 2011 · 9 claims Severe Storms And Flooding, Oct 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 474 Main Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER COMPANY private · serves 138 people · EPA ID MA1193000
Water Source	Groundwater
Last State Inspection	May 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fiber Connect Fiber	8,500 / 8,500