Carter County property record for 474 Irwin Rd, Olive Hill, KY 41164
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 1 ba · 2,080 sqft · built 1960 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $20,000 (Jul 2018) |
| Tax Bill | $180 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-00-01-025.00 |
| Primary APN | 043-00-01-025.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,080 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| View / Lot | Waterfront - Canal |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 208 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Gas |
| Account Number | 29033 |
|---|---|
| Street Address | 474 IRWIN RD |
| City | OLIVE HILL |
| State | KY |
| Zip | 41164-9015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1 ACRE |
| Jurisdiction | CARTER KY |
| Township / Civil Division | OLIVE HILL |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 960200 |
Source: Carter County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 474 IRWIN RD, OLIVE HILL, KY 41164-9015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Jul 13, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on Record |
| Deed Sale | Jul 13, 2018 · Amount on Record |
| Deed Document Number | 2018385177 |
| Deed Book / Page | 395 / 510 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 474 IRWIN RD, OLIVE HILL, KY 41164-9015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | OR401/468 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | OR401/468 |
| Instrument | 386699 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Jul 13, 2018 |
| Property Address | 474 IRWIN RD, OLIVE HILL, KY 41164-9015 |
| Document Number | 0OR395/510 |
| Book / Page | OR395 / 510 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 385177 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 474 IRWIN RD, OLIVE HILL, KY 41164-9015 |
Source: Carter County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Municipality | Olive Hill City |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $180.00 (-60.18%) | $70,280 (+33.87%) | $70,280 (+33.87%) |
| 2023 | $452.00 | $52,500 | $52,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2000–2015) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVE HILL MUNICIPAL WATER WORKS serves 6,192 people · EPA ID KY0220335 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 300 / 20 |
May also be available: T-Mobile, Verizon.
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