Tioga County and Owego Town property record for 474 Holmes Rd, Apalachin, NY 13732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,112 sqft · built 1964 |
| Lot Size | 2.9 acres (126,324 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (May 2005) |
| Tax Bill | $5,362 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 493089 141.00-1-20.1 |
| Primary APN | 493089 141.00-1-20.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,112 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 126,324 sqft (2.9 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 464 sqft |
| Canopy | 416 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000005894 |
|---|---|
| Street Address | 474 HOLMES RD |
| City | APALACHIN |
| State | NY |
| Zip | 13732-1109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 20.001 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 20401 |
Source: Tioga County and Owego Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 474 HOLMES RD, APALACHIN, NY 13732-1109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2005 · Amount on Record |
| Deed Sale | May 13, 2005 · Amount on Record |
| Prior Sale | Jul 21, 1995 · Amount on Record |
| Deed Book / Page | 12046 / 5001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 474 HOLMES RD, APALACHIN, NY 13732-1109 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | ADVANTAGE TITLE |
| Name | Verified Name |
|---|
| Document Number | 2022000004968 |
|---|---|
| Date | Nov 4, 2022 |
| Instrument | 20220-00004968 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
Source: Tioga County and Owego Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,362.00 (-0.32%) Homeowner's exemption | ||
| 2025 | $5,379.00 (+153.73%) | $106,200 (-) Land $15,800 Building $90,400 | $203,254 (+3.35%) Land $30,239 Building $173,015 |
| 2023 | $106,200 Land $15,800 Building $90,400 | $196,667 Land $29,259 Building $167,408 | |
| 2019 | $2,120.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 16 (1979–2011) |
| Claims Outside the SFHA | 4 of 16 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Zeta Broadband.
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