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474 Fern Meadow Loop, #LO, Ocoee, FL 34761 Property Records

Orange County property record for 474 Fern Meadow Loop, #LO, Ocoee, FL 34761 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage1,661 sqft Living Area
Lot Size8,837 sqft (0.203 acres)
GarageAttached, 420 sqft
Last Sale$293,500 (2019)
Tax Bill$4,068.00 (2025)

Property Details

APN / Parcel Number

Primary APN32-22-28-1855-02-610
Alternative APNs
  • 282232185502610
  • 260529
  • 265375
  • 269920

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,661 sqft Living Area
Gross Area2,309 sqft Gross Area
1st Floor1,661 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,837 sqft (0.203 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area396 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address474 FERN MEADOW LOOP, LO
CityOCOEE
StateFL
Zip34761-4791
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCROSS CREEK PHASE 2 37/16 LOT 261
Legal Range28E
Legal Township22S
Legal Section32
Legal SubdivisionCROSS CREEK PH 2
Legal Phase2
Legal Tract1855
Legal Block2
Legal Lot Number261
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup2
Census Block2024
Census Tract14814

Owner

Source: Orange County records · APN 32-22-28-1855-02-610

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address474 FERN MEADOW LOOP, OCOEE, FL 34761-4791
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Jul 22, 2019Warranty Deed, Transfer · Conventional Mortgage
INNOVATIVE MORTGAGE SERVICES
Feb 20, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2019 · Amount on Record
Deed SaleJul 22, 2019 · Amount on Record
Prior SaleApr 25, 2016 · Amount on Record
Deed Doc Number2019449747
Record RefreshedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address474 FERN MEADOW LOOP, OCOEE, FL 34761-4791
Transaction TypeMortgage
Record UpdatedDec 09, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 FERN MEADOW LOOP, OCOEE, FL 34761-4791
InvestorPossibly a Property Investor

Mortgage

Document Number0000702606
DateNov 22, 2022
Instrument20220702606
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueOct 25, 2052

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJul 22, 2019
Property Address474 FERN MEADOW LOOP, OCOEE, FL 34761-4791
Document Number0000449747
Map ReferenceMB 37 PG 16-18
Instrument DateJul 19, 2019
Instrument20190449747
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyLAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,054.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address474 FERN MEADOW LOOP, 474, OCOEE, FL 34761-4791

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 FERN MEADOW LOOP, OCOEE, FL 34761-4791

Mortgage

Document Number0000449748
DateJul 22, 2019
Instrument20190449748
Lender
NameINNOVATIVE MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address474 FERN MEADOW LOOP, OCOEE, FL 34761-4791
Document Number0000109229
Instrument DateFeb 20, 2017
Transaction TypeMortgage
Record UpdatedApr 19, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address474 FERN MEADOW LOOP OCOEE FL 347614791, OCOEE, FL 34761-4791

Mortgage

Document Number0000109229
DateMar 01, 2017
Instrument109229
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 28, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$251,493 (+2.7%)$386,630 (-1.35%) Land $105,000 Building $281,630
2025$4,068.00 (+7.62%) Homeowner's exemption$244,881 (+5.99%)$391,910 (+8.83%) Land $105,000 Building $286,910
2024$3,780.00 (+3.48%)
2023$3,653.00 (+3.31%) Homeowner's exemption$231,049 (+3%)$360,104 (+11.71%) Land $105,000 Building $255,104
2022$3,536.00 Homeowner's exemption$224,319$322,351 Land $105,000 Building $217,351

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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