474 Fairway Oaks Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 474 Fairway Oaks Dr, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,559 sqft · built 1995
Lot Size0.19 acres (8,295 sqft)
OwnerIndividual Name on Record
Tax Bill$2,377 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN3-07-3-06-08-0-00140-00

Property Details

APN / Parcel Number

Primary APN3-07-3-06-08-0-00140-00

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Stories1 Story
Building Area2,559 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area8,295 sqft (0.19 acres)
Lot Dimensions161 ft deep x 55 ft wide

Location & Zoning

Street Address474 FAIRWAY OAKS DR
CityHERNANDO
StateMS
Zip38632-7282
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionFAIRWAY OAKS S-D LOT 140
Legal Range07
Legal Township03
Legal Section06
Legal SubdivisionFAIRWAY OAKS S-D
Legal Lot Number140
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group1
Census Block1000
Census Tract71001

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address474 FAIRWAY OAKS DR, HERNANDO, MS 38632-7282
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2021
Deed SaleSep 10, 2021
Prior SaleNov 21, 2016
Deed Document Number0000970722
Deed Book / Page970 / 722
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateSep 10, 2021
Property Address474 FAIRWAY OAKS DR, HERNANDO, MS 38632-7282
Document Number000970/722
Book / Page970 / 722
Map ReferenceMB 46 PG 41
Instrument DateAug 25, 2021
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18421 N 44TH PL, 18421, PHOENIX, AZ 85032-1545

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address474 FAIRWAY OAKS DR, HERNANDO, MS 38632-7282

Mortgage

Document Number0005340468
DateSep 10, 2021
Instrument5340/468
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,377.00 (+17.67%)$22,979 (+37.42%) Land $2,500 Building $20,479$229,790 (+37.42%) Land $25,000 Building $204,790
2023$2,020.00$16,722$167,217 Land $25,000 Building $142,217

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people · EPA ID MS0170002
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
C Spire Wireless
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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