Ocean County and Lacey Township property record for 474 Ensign Rd, Forked River, NJ 08731 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,844 sqft · built 1969 |
| Lot Size | 0.29 acres (12,642 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,900 (Jan 2003) |
| Tax Bill | $6,780 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-00226-04-00008 |
| Primary APN | 13-00226-04-00008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,844 sqft Living Area |
| 1st Floor Area | 1,844 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 12,642 sqft (0.29 acres) |
| Garage Type | Detached |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 186550 |
|---|---|
| Street Address | 474 ENSIGN RD |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-4837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IRR |
| Legal Subdivision | FORKED RIV PT NORTH EXT SEC A |
| Legal Block | 226.4 |
| Legal Lot Number | 8 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 732104 |
Source: Ocean County and Lacey Township records · APN 13-00226-04-00008
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 474 ENSIGN RD, FORKED RIVER, NJ 08731-4837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 11, 2003 · Amount on Record |
| Deed Sale | Jan 11, 2003 · Amount on Record |
| Prior Sale | Jan 21, 1998 |
| Deed Book / Page | 11179 / 1602 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 474 ENSIGN RD, FORKED RIVER, NJ 08731-4837 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0189730917 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 18973/917 |
| Instrument | 2022039441 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2042 |
Source: Ocean County and Lacey Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,900 (-) Land $105,000 Building $142,900 | $247,900 (-) Land $105,000 Building $142,900 | |
| 2025 | $6,780.00 (+7.94%) | $247,900 (-) Land $105,000 Building $142,900 | $247,900 (-) Land $105,000 Building $142,900 |
| 2024 | $6,281.00 (+11.98%) | ||
| 2023 | $247,900 Land $105,000 Building $142,900 | $247,900 Land $105,000 Building $142,900 | |
| 2022 | $5,609.00 |
Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297321042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 295 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 295 in force |
| Nearby Flood Claims | 230 (1979–2024) |
| Claims Outside the SFHA | 2 of 230 |
| Most Recent Claim | Jan 2024 |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures