474 Elmhurst St, Hayward, CA 94544 Property Records

Alameda County property record for 474 Elmhurst St, Hayward, CA 94544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1958
Lot Size	0.132 acres (5,766 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (Nov 2024)
Tax Bill	$11,248 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`443-25-115`

Property Details

APN / Parcel Number

Primary APN	`443-25-115`
Alternative APN	`443-0025-115-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1959
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,766 sqft (0.132 acres)

Location & Zoning

Street Address	474 ELMHURST ST
City	HAYWARD
State	CA
Zip	94544-1151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00028 BLK: 000C TR: 1920
Legal Subdivision	TR 1920
Legal Tract	1920
Legal Block	C
Legal Lot Number	28
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2014
Census Tract	436800

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	474 ELMHURST ST, HAYWARD, CA 94544-1151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Oct 31, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2024 · Amount on Record
Deed Sale	Nov 19, 2024 · Amount on Record
Prior Sale	Oct 31, 2017 · Amount on Record
Deed Document Number	2024142608
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	474 ELMHURST ST, HAYWARD, CA 94544-1151
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 ELMHURST ST, HAYWARD, CA 94544-1151

Mortgage

Document Number	0000122555
Date	Oct 1, 2025
Instrument	2025122555

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	224 STRAWBRIDGE DR STE 200, MOORESTOWN, NJ 08057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	474 ELMHURST ST, HAYWARD, CA 94544-1151
Transaction Type	Mortgage
Record Updated	May 20, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2847 LOCHGREEN WAY, DUBLIN, CA 94568-4595

Mortgage

Document Number	0000082257
Date	Apr 26, 2022
Instrument	2022082257

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.22%
Type Change Date	May 1, 2027
Change Frequency	6 Months
Min Rate At Change	5.22%
Max Rate At Change	7.22%
Index	Other
Margin	6
Max Rate	10.2%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 31, 2017
Property Address	474 ELMHURST ST, HAYWARD, CA 94544-1151
Document Number	0000240363
Instrument Date	Oct 26, 2017
Instrument	240363
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$627.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	474 ELMHURST ST HAYWARD CA 945441151, HAYWARD, CA 94544-1151

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$867,000 (+2%) Land $260,100 Building $606,900
2025	$11,248.00 (+44.52%)	$850,000 (+36.36%) Land $255,000 Building $595,000
2023	$7,783.00	$623,368 Land $187,010 Building $436,358	$697,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	550 / 120
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet, Sonic Telecom.

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