474 Elm Ave, Norman, OK 73069 Property Records

Cleveland County property record for 474 Elm Ave, Norman, OK 73069

Property Summary

Property Type	Commercial
Details	9 bd · 5 ba · 4,040 sqft · built 1930
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on File
Tax Bill	$8,379 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NC29LINCL 1 12003`

Property Details

APN / Parcel Number

Primary APN	`NC29LINCL 1 12003`
Alternative APN	`38164`

Interior

Bedrooms	9 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,040 sqft Living Area
1st Floor Area	2,052 sqft
2nd Floor Area	1,988 sqft
Upper Floors Area	64 sqft

Exterior

Year Built	Built 1930
Architectural Style	Split Level
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asbestos
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Mixed
Garage Area	480 sqft
Porch	Porch
Porch Area	93 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38164
Old Parcel Number	38164
Street Address	474 ELM AVE
City	NORMAN
State	OK
Zip	73069-5756
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R3
Legal Description	LINCOLN E/2 OF LOT 12 BLK 1
Legal Range	02W
Legal Township	09N
Legal Section	31
Legal Quarter	NE
Legal Subdivision	LINCOLN
Legal Block	1
Legal Lot Number	12
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	2
Census Block	2017
Census Tract	200500

Owner

474 Elm Ave, a commercial property, is owned by a company that acquired it in September 2025.

Source: Cleveland County records, as of February 6, 2026

Owner of Record	Company Name on File
Mailing Address	9905 S PENNSYLVANIA AVE # A, A, OKLAHOMA CITY, OK 73159-6920
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage LIBERTY NATIONAL BANK
Sep 24, 2025	Warranty Deed, Transfer UNKNOWN, OKLAHOMA PRIME T&E LLC
Apr 26, 2022	Correction Deed FIRST AMERICAN TITLE
Apr 26, 2022	Warranty Deed, Transfer · Commercial Mortgage LIBERTY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2025
Deed Sale	Sep 24, 2025
Prior Sale	Apr 26, 2022 · Amount on File
Deed Document Number	R 2025 27329
Deed Book / Page	6862 / 99
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	474 ELM AVE, NORMAN, OK 73069-5756
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6154 E JAMISON PL, CENTENNIAL, CO 80112-2411

Mortgage

Document Number	0R20239944
Date	Apr 20, 2023
Book Page	6540/283
Instrument	R 2023 9944

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	LAWTON, OK 73501

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Sep 24, 2025
Property Address	474 ELM AVE, NORMAN, OK 73069-5756
Document Number	R202527329
Book / Page	6862 / 99
Instrument Date	Sep 10, 2025
Instrument	R 2025 27329
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	UNKNOWN, OKLAHOMA PRIME T&E LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9905 S PENNSYLVANIA AVE # A, A, OKLAHOMA CITY, OK 73159-6920

April 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	CLEVELAND OK
Recording Date	Apr 26, 2022
Property Address	474 ELM AVE, NORMAN, OK 73069-5756
Document Number	R202215125
Book / Page	6416 / 490
Instrument Date	Apr 21, 2022
Instrument	R 2022 15125
Record Updated	Jan 15, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3900 NE PLUM CREEK CIR, OKLAHOMA CITY, OK 73131-1510

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Apr 26, 2022
Property Address	474 ELM AVE, NORMAN, OK 73069-5756
Document Number	R202215126
Book / Page	6416 / 492
Instrument Date	Apr 21, 2022
Instrument	R 2022 15126
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$865.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6154 E JAMISON PL, CENTENNIAL, CO 80112-2411

Mortgage

Document Number	R202215127
Date	Apr 26, 2022
Instrument	R 2022 15127

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 474 Elm Ave was $8,379, up 0.3% from the year before.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,379.00 (+0.3%)	$69,819 (+0.09%) Land $18,000 Building $51,819	$581,831 (+0.09%) Land $150,000 Building $431,831
2024	$8,354.00 (+0.48%)	$69,755 (+0.74%) Land $18,000 Building $51,755	$581,298 (+0.74%) Land $150,000 Building $431,298
2023	$8,314.00	$69,240 Land $12,000 Building $57,240	$577,000 Land $100,000 Building $477,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 474 Elm Ave in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (1982–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2007 · 4 claims Severe Storms, Flooding, And Tornadoes, Jul 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 474 Elm Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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