San Diego County property record for 474 Elm Ave, Chula Vista, CA 91910
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,419 sqft · built 1949 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Jun 2017) |
| Tax Bill | $5,810 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 569-251-18-00 |
| Primary APN | 569-251-18-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,419 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Lot Area | 7,700 sqft (0.177 acres) |
| Street Address | 474 ELM AVE |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91910-4810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK A LOT 6 TR 002497 |
| Legal Subdivision | DELLWOOD MANOR |
| Legal Tract | 002497 |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 12800 |
474 Elm Ave is owned and occupied by two individuals who bought it in June 2017.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 474 ELM AVE, CHULA VISTA, CA 91910-4810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 6, 2017 | Quit Claim Deed, Transfer LAWYERS TITLE |
| Jun 6, 2017 | Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2017 · Amount on File |
| Deed Sale | Jun 6, 2017 · Amount on File |
| Deed Document Number | 2017253289 |
| Prior Transfer Date | Dec 8, 1995 |
| Prior Transfer Doc | 0000566117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 474 ELM AVE, CHULA VISTA, CA 91910-4810 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 474 ELM AVE, CHULA VISTA, CA 91910-4810 |
| Document Number | 0000479682 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021-0479682 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 6, 2017 |
| Property Address | 474 ELM AVE, CHULA VISTA, CA 91910-4810 |
| Document Number | 0000253290 |
| Instrument Date | May 24, 2017 |
| Instrument | 253290 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2017 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 474 ELM AVE CHULA VISTA CA 919104810, CHULA VISTA, CA 91910-4810 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 6, 2017 |
| Property Address | 474 ELM AVE, CHULA VISTA, CA 91910-4810 |
| Document Number | 0000253289 |
| Map Reference | MAP2497 |
| Instrument Date | May 9, 2017 |
| Instrument | 2017-0253289 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 474 ELM AVE, CHULA VISTA, CA 91910-4810 |
| Document Number | 0000253291 |
|---|---|
| Date | Jun 6, 2017 |
| Instrument | 2017-0253291 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 474 Elm Ave was $5,810 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $503,106 (+2%) Land $236,756 Building $266,350 | |
| 2025 | $5,810.00 Homeowner's exemption | $493,242 Land $232,114 Building $261,128 |
| 2023 | $5,526.00 (+2.98%) Homeowner's exemption | $474,090 Land $223,101 Building $250,989 |
| 2022 | $5,366.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 474 Elm Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 474 Elm Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: GeoLinks, Wyyerd Connect.
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