474 E Ranch Rd, Gilbert, AZ 85296 Property Records

Maricopa County property record for 474 E Ranch Rd, Gilbert, AZ 85296 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 1998
Square Footage3,435 sqft Living Area
Lot Size7,148 sqft (0.164 acres)
OccupancyOwner Occupied
Last Sale$710,000 (2026)
Tax Bill$2,648.00 (2025)

Property Details

APN / Parcel Number

Primary APN309-14-133
Alternative APN
  • 309141336

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms9 Rooms
Building Area3,435 sqft Living Area
Gross Area3,635 sqft Gross Area
1st Floor1,849 sqft 1st Floor
2nd Floor1,586 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof MaterialConcrete Roof
Lot Area7,148 sqft (0.164 acres)
Parking Spaces3 Parking Spaces
Pool Area350 sqft Pool
Patio Area200 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address474 E RANCH RD
CityGILBERT
StateAZ
Zip85296-3845
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNEELY FARMS UNIT 2 MCR 419-23
Legal Range6E
Legal Township1S
Legal Section19
Legal SubdivisionNEELY FARMS UNIT 2
Legal Lot Number133
Legal Unit2
JurisdictionMARICOPA AZ
Minor Civil DivisionCHANDLER
Census Blockgroup2
Census Block2007
Census Tract814400

Owner

Source: Maricopa County records · APN 309-14-133

Assessment roll updated October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address474 E RANCH RD, GILBERT, AZ 85296-3845
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Warranty Deed, Transfer · Conventional Mortgage
PLAINS COMMERCE BANK
Mar 24, 2026Deed of Trust, Mortgage · Line of Credit
UPSTART MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 15, 2026 · Amount on Record
Deed SaleJul 15, 2026 · Amount on Record
Prior SaleApr 20, 1998 · Amount on Record
Deed Doc Number2026421972
Prior Transfer DateNov 13, 2013
Prior Transfer Doc0001008154
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJul 15, 2026
Property Address474 E RANCH RD, GILBERT, AZ 85296-3845
Document Number0000421972
Instrument DateJul 02, 2026
Instrument2026421972
Transaction TypeTransfer
Record UpdatedJul 21, 2026
Title CompanyLAWYERS TITLE, LAWYERS TITLE OF ARIZONA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 E RANCH RD, GILBERT, AZ 85296-3845

Mortgage

Document Number0000421973,
DateJul 15, 2026
Instrument2026421973
Lender
NamePLAINS COMMERCE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address474 E RANCH RD, GILBERT, AZ 85296-3845
Transaction TypeMortgage
Record UpdatedApr 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 E RANCH RD, GILBERT, AZ 85296-3845

Mortgage

Document Number0000168967
DateMar 24, 2026
Instrument20260168967
Lender
NameUPSTART MORTGAGE LLC
TypeMortgage Company
AddressSAN MATEO, CA 94403
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 24, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$61,430 (+64%)$614,300 (+5.82%) Land $122,800 Building $491,500
2025$2,648.00 (-0.82%)$37,458 (-39.29%)$580,500 (-5.92%) Land $116,100 Building $464,400
2024$61,700$617,000 Land $123,400 Building $493,600
2022$2,670.00

Flood & Wildfire

474 E Ranch Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Ranch Rd

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