474 E Old Elm Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 474 E Old Elm Rd, Lake Forest, IL 60045

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,715 sqft · built 1962
Lot Size0.459 acres (19,998 sqft)
Owner2 Individual Names on Record
Last Sale$910,000 (Jul 2024)
Tax Bill$13,566 (2024)
Deeds & MortgagesNov 2023 Sale & Mortgage
Apr 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-09-209-031

Property Details

APN / Parcel Number

Primary APN16-09-209-031

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area2,715 sqft Living Area
Gross Area4,192 sqft
1st Floor Area1,332 sqft
2nd Floor Area1,383 sqft
Upper Floors Area1,382 sqft
Basement Area1,015 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area19,998 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address474 E OLD ELM RD
CityLAKE FOREST
StateIL
Zip60045-4046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROBERT W.KENDLER SUB LOT 69
Legal SubdivisionROBERT W.KENDLER SUB
Legal Lot Number69
JurisdictionLAKE IL
Township / Civil DivisionWEST DEERFIELD
Census Block Group2
Census Block2011
Census Tract864602

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1350 N LAKE SHORE DR, 1613, CHICAGO, IL 60610-5147
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2023Warranty Deed, Transfer · Conventional Mortgage
NMSI INC
Apr 26, 2023Transfer on Death Deed, Transfer
ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND
Sep 28, 2022Transfer on Death Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2024 · Amount on Record
Deed SaleJul 1, 2024 · Amount on Record
Prior SaleNov 8, 2023 · Amount on Record
Deed Document Number20248042400
Prior Transfer DateJul 27, 2022
Prior Transfer Doc0007935517
Record UpdatedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateNov 8, 2023
Property Address474 E OLD ELM RD, LAKE FOREST, IL 60045-4046
Document Number0008004990
Map ReferenceDOC 1026670
Instrument DateSep 8, 2023
Instrument8004990
Transaction TypeTransfer
Record UpdatedNov 17, 2023
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$599.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address711 KENDLER CT, LAKE FOREST, IL 60045-3136

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address474 E OLD ELM RD, LAKE FOREST, IL 60045-4046

Mortgage

Document Number0008004991
DateNov 8, 2023
Instrument8004991
Lender
NameNMSI INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2053
Interest
Rate TypeFixed Rate
Rate7.87%

April 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLAKE IL
Recording DateApr 26, 2023
Property Address474 E OLD ELM RD, LAKE FOREST, IL 60045-4046
Document Number0007970273
Map ReferenceDOC 1026670
Instrument DateApr 24, 2023
Instrument7970273
Transaction TypeTransfer
Record UpdatedMay 8, 2023
Title CompanyATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 BISCAYNE BLVD, MIAMI, FL 33132-2905

September 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLAKE IL
Recording DateSep 28, 2022
Property Address474 E OLD ELM RD, LAKE FOREST, IL 60045-4046
Document Number0007935517
Map ReferenceDOC 1026670
Instrument DateJul 27, 2022
Instrument7935517
Transaction TypeTransfer
Record UpdatedOct 7, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address474 E OLD ELM RD, 474, LAKE FOREST, IL 60045-4046

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address50 BISCAYNE BLVD APT 4702, 4702, MIAMI, FL 33132-2950

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWest Deerfield Township
MunicipalityLake Forest City
Elementary School DistrictLake Forest School District 67 (PK - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$299,172 (+48.01%) Land $98,954 Building $200,218$897,606 (+48.01%) Land $296,892 Building $600,714
2024$13,566.00 (+18.48%)
2023$11,450.00 (+5.95%)$202,131 (+0.16%) Land $80,877 Building $121,254$606,453 (+0.15%) Land $242,655 Building $363,798
2022$10,807.00$201,818 Land $85,161 Building $116,657$605,515 Land $255,509 Building $350,006

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims15 (1982–2022)
Claims Outside the SFHA7 of 15
Most Recent ClaimJul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE FOREST
serves 19,642 people · EPA ID IL0970800
Water SourceSurface water
Last State InspectionOct 2025
Lead21 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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