Lake County property record for 474 E Old Elm Rd, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,715 sqft · built 1962 |
| Lot Size | 0.459 acres (19,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $910,000 (Jul 2024) |
| Tax Bill | $13,566 (2024) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Apr 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09-209-031 |
| Primary APN | 16-09-209-031 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,715 sqft Living Area |
| Gross Area | 4,192 sqft |
| 1st Floor Area | 1,332 sqft |
| 2nd Floor Area | 1,383 sqft |
| Upper Floors Area | 1,382 sqft |
| Basement Area | 1,015 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 19,998 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 474 E OLD ELM RD |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-4046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBERT W.KENDLER SUB LOT 69 |
| Legal Subdivision | ROBERT W.KENDLER SUB |
| Legal Lot Number | 69 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 864602 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1350 N LAKE SHORE DR, 1613, CHICAGO, IL 60610-5147 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage NMSI INC |
| Apr 26, 2023 | Transfer on Death Deed, Transfer ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND |
| Sep 28, 2022 | Transfer on Death Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2024 · Amount on Record |
| Deed Sale | Jul 1, 2024 · Amount on Record |
| Prior Sale | Nov 8, 2023 · Amount on Record |
| Deed Document Number | 20248042400 |
| Prior Transfer Date | Jul 27, 2022 |
| Prior Transfer Doc | 0007935517 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Nov 8, 2023 |
| Property Address | 474 E OLD ELM RD, LAKE FOREST, IL 60045-4046 |
| Document Number | 0008004990 |
| Map Reference | DOC 1026670 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 8004990 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $599.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 711 KENDLER CT, LAKE FOREST, IL 60045-3136 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 474 E OLD ELM RD, LAKE FOREST, IL 60045-4046 |
| Document Number | 0008004991 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | 8004991 |
| Name | NMSI INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.87% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Apr 26, 2023 |
| Property Address | 474 E OLD ELM RD, LAKE FOREST, IL 60045-4046 |
| Document Number | 0007970273 |
| Map Reference | DOC 1026670 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 7970273 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2023 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 50 BISCAYNE BLVD, MIAMI, FL 33132-2905 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 28, 2022 |
| Property Address | 474 E OLD ELM RD, LAKE FOREST, IL 60045-4046 |
| Document Number | 0007935517 |
| Map Reference | DOC 1026670 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 7935517 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 474 E OLD ELM RD, 474, LAKE FOREST, IL 60045-4046 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 50 BISCAYNE BLVD APT 4702, 4702, MIAMI, FL 33132-2950 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $299,172 (+48.01%) Land $98,954 Building $200,218 | $897,606 (+48.01%) Land $296,892 Building $600,714 | |
| 2024 | $13,566.00 (+18.48%) | ||
| 2023 | $11,450.00 (+5.95%) | $202,131 (+0.16%) Land $80,877 Building $121,254 | $606,453 (+0.15%) Land $242,655 Building $363,798 |
| 2022 | $10,807.00 | $201,818 Land $85,161 Building $116,657 | $605,515 Land $255,509 Building $350,006 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1982–2022) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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