474 Dryden Cir, Cocoa, FL 32926 Property Records

Brevard County property record for 474 Dryden Cir, Cocoa, FL 32926

Property Summary

Property Type	Single Family Home
Details	2,156 sqft · built 2020
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Dec 2023)
Tax Bill	$4,450 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-35-27-51-C-32`

Property Details

APN / Parcel Number

Primary APN	`24-35-27-51-C-32`
Alternative APNs	`24-35-27-51-0000C.0-0032.00` `2458865`

Interior

Stories	1 Story
Building Area	2,156 sqft Living Area
Gross Area	2,747 sqft
1st Floor Area	2,156 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch

Location & Zoning

Account Number	2458865
Street Address	474 DRYDEN CIR
City	COCOA
State	FL
Zip	32926-2484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FERN MEADOWS PHASE TWO LOT 32 BLK C
Legal Range	35E
Legal Township	24S
Legal Section	27
Legal Subdivision	FERN MEADOWS PHASE TWO
Legal Phase	2
Legal Block	C
Legal Lot Number	32
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1010
Census Tract	62500

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	474 DRYDEN CIR, COCOA, FL 32926-2484
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Dec 9, 2021	Deed of Trust, Mortgage · Line of Credit LOWER LLC
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Jul 22, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Prior Sale	Jul 22, 2020 · Amount on Record
Deed Document Number	2023253005
Deed Book / Page	9944 / 654
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 1, 2023
Property Address	474 DRYDEN CIR, COCOA, FL 32926-2484
Document Number	0099440654
Book / Page	9944 / 654
Map Reference	MB 53 PG 5
Instrument Date	Nov 28, 2023
Instrument	2023253005
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	ECHELON TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	724 THOMAS RD, LACEYS SPRING, AL 35754-6018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	474 DRYDEN CIR, COCOA, FL 32926-2484

Mortgage

Document Number	0009944656
Date	Dec 1, 2023
Instrument	9944/656

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	474 DRYDEN CIR, COCOA, FL 32926-2484
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093512831
Date	Dec 9, 2021
Book Page	9351/2831
Instrument	2021321020

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	474 DRYDEN CIR, COCOA, FL 32926-2484
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 DRYDEN CIR, COCOA, FL 32926-2484

Mortgage

Document Number	0093512818
Date	Dec 9, 2021
Book Page	9351/2818
Instrument	2021321019

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 22, 2020
Property Address	474 DRYDEN CIR, COCOA, FL 32926-2484
Document Number	0088021593
Book / Page	8802 / 1593
Map Reference	MB 53 PG 5
Instrument Date	Jul 21, 2020
Instrument	2020156437
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	LIBERTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,834.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 541018, MERRITT ISLAND, FL 32954-1018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 DRYDEN CIR, COCOA, FL 32926-2484

Mortgage

Document Number	88021594
Date	Jul 22, 2020
Instrument	8802/1594

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Cocoa City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,990 (+2.7%)	$307,630 (-8.14%)
2025	$4,450.00 (+10.26%) Homeowner's exemption	$270,690 (+10.9%)	$334,900 (+2.77%) Land $55,000 Building $279,900
2023	$4,036.00 (+9.73%) Homeowner's exemption	$244,080 (+3%)	$325,880 (+12.7%) Land $60,000 Building $265,880
2022	$3,678.00 Homeowner's exemption	$236,980	$289,160 Land $40,000 Building $249,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	16 (2004–2024)
Claims Outside the SFHA	5 of 16
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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