474 Drexel Ridge Cir, Ocoee, FL 34761 Property Records

Orange County property record for 474 Drexel Ridge Cir, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,254 sqft · built 1998
Lot Size	0.251 acres (10,917 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,790 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-22-28-1855-02-360`

Property Details

APN / Parcel Number

Primary APN	`32-22-28-1855-02-360`
Alternative APNs	`282232185502360` `260497` `265345` `269891`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,254 sqft Living Area
Gross Area	3,110 sqft
1st Floor Area	1,438 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,917 sqft (0.251 acres)
Garage Type	Attached
Garage Area	367 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	474 DREXEL RIDGE CIR
City	OCOEE
State	FL
Zip	34761-4784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD-LD
Legal Description	CROSS CREEK PHASE 2 37/16 LOT 236
Legal Range	28E
Legal Township	22S
Legal Section	32
Legal Subdivision	CROSS CREEK PH 2
Legal Phase	2
Legal Tract	1855
Legal Block	2
Legal Lot Number	236
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2024
Census Tract	14814

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	474 DREXEL RIDGE CIR, OCOEE, FL 34761-4784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK CENTRAL FLORIDA
Dec 4, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Jun 2, 2017	Deed of Trust, Mortgage · VA Mortgage BBMC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	474 DREXEL RIDGE CIR, OCOEE, FL 34761-4784
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 DREXEL RIDGE CIR, OCOEE, FL 34761-4784

Mortgage

Document Number	0000411913
Date	Jul 16, 2025
Instrument	20250411913

Lender

Name	FIFTH THIRD BANK CENTRAL FLORIDA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 25, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	474 DREXEL RIDGE CIR, OCOEE, FL 34761-4784
Document Number	0000651511
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	474 DREXEL RIDGE CIR OCOEE FL 347614784, OCOEE, FL 34761-4784

Mortgage

Document Number	0000651511
Date	Dec 14, 2020
Instrument	651511

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	474 DREXEL RIDGE CIR, OCOEE, FL 34761-4784
Document Number	0000320682
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	474 DREXEL RIDGE CIR OCOEE FL 347614784, OCOEE, FL 34761-4784

Mortgage

Document Number	0000320682
Date	Jun 8, 2017
Instrument	320682

Lender

Name	BBMC MTG
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,606 (+2.7%)	$457,820 (-1.47%) Land $105,000 Building $352,820
2025	$3,790.00 (+9%) Homeowner's exemption	$223,570 (+5.99%)	$464,640 (+9.45%) Land $105,000 Building $359,640
2024	$3,477.00 (+3.45%)
2023	$3,361.00 (+3.35%) Homeowner's exemption	$210,941 (+3%)	$424,513 (+12.64%) Land $105,000 Building $319,513
2022	$3,252.00 Homeowner's exemption	$204,797	$376,875 Land $105,000 Building $271,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2022–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Andrena, AT&T, Summit Broadband.

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