474 Deer Holw, Grayson, KY 41143 Property Records

Carter County property record for 474 Deer Holw, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	2,352 sqft
Lot Size	3.44 acres (149,846 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Apr 2022)
Tax Bill	$2,729 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Mar 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`096-00-00-038.00`

Property Details

APN / Parcel Number

Primary APN	`096-00-00-038.00`
Alternative APNs	`15429` `32951`

Interior

Stories	1 Story
Building Area	2,352 sqft Living Area

Exterior

Lot Area	149,846 sqft (3.44 acres)

Location & Zoning

Account Number	32951
Street Address	474 DEER HOLW
City	GRAYSON
State	KY
Zip	41143-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & FARM
Jurisdiction	CARTER KY
Township / Civil Division	WILLARD
Census Block Group	3
Census Block	3006
Census Tract	960700

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	474 DEER HOLW, GRAYSON, KY 41143-8000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 8, 2022	Deed, Transfer · Line of Credit THE COMMERCIAL BANK OF GRAYSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on Record
Deed Sale	Apr 7, 2022 · Amount on Record
Prior Sale	Mar 8, 2022 · Amount on Record
Deed Document Number	2022541205
Deed Book / Page	474 / 793
Prior Transfer Date	Mar 28, 2022
Prior Transfer Doc	0000541098
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Apr 7, 2022
Property Address	474 DEER HOLW, GRAYSON, KY 41143-8000
Document Number	000474/793
Book / Page	474 / 793
Instrument Date	Apr 5, 2022
Instrument	541205
Transaction Type	Transfer
Record Updated	May 11, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	474 DEER HOLW, 474, GRAYSON, KY 41143-8000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	474 DEER HOLW, GRAYSON, KY 41143-8000

Mortgage

Document Number	0000541206
Date	Apr 7, 2022
Instrument	541206

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Mar 8, 2022
Property Address	474 DEER HOLW, GRAYSON, KY 41143-8000
Document Number	000473/214
Book / Page	473 / 214
Instrument Date	Feb 28, 2022
Instrument	540877
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 MCDAVID BLVD, 302, GRAYSON, KY 41143-1906

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	474 DEER HOLW, GRAYSON, KY 41143-8000

Mortgage

Document Number	0000540878
Date	Mar 8, 2022
Instrument	540878

Lender

Name	THE COMMERCIAL BANK OF GRAYSON
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 28, 2023

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,729.00 (-1.05%)	$320,000 (-)	$320,000 (-)
2023	$2,758.00	$320,000	$320,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	22 (1978–2025)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims Severe Storms And Flooding, Mar 2002 · 5 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 74% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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