Lake County property record for 474 Cole Plz, Willowick, OH 44095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,426 sqft · built 1959 |
| Lot Size | 0.275 acres (12,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,500 (Sep 2023) |
| Tax Bill | $5,074 (2023) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jul 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-A-039-I-00-028-0 |
| Primary APN | 28-A-039-I-00-028-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,426 sqft Living Area |
| Gross Area | 1,046 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 380 sqft |
| Finished Basement | 380 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,001 sqft (0.275 acres) |
| Lot Dimensions | 240 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Balcony | Balcony |
| Balcony Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | K 7 |
|---|---|
| Street Address | 474 COLE PLZ |
| City | WILLOWICK |
| State | OH |
| Zip | 44095-4800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U1 |
| Legal Description | LOT 4 TRACT 15 |
| Legal Subdivision | GOLFVIEW SUBDIVISION |
| Legal Tract | 15 |
| Legal Lot Number | 7 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOWICK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 200500 |
474 Cole Plz is owned by an individual who bought it in September 2023.
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 474 COLE PLZ, WILLOWICK, OH 44095-4800 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Jul 28, 2021 | Survivorship Deed, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORP |
| Dec 18, 2017 | Deed of Trust, Mortgage · FHA Mortgage 1ST ALLIANCE LENDING LLC |
| Apr 10, 2017 | Warranty Deed, Transfer · FHA Mortgage 1ST ALLIANCE LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2023 · Amount on File |
| Deed Sale | Sep 1, 2023 · Amount on File |
| Prior Sale | Jul 28, 2021 · Amount on File |
| Deed Document Number | 483883 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 1, 2023 |
| Property Address | 474 COLE PLZ, WILLOWICK, OH 44095-4800 |
| Document Number | 0000017432 |
| Map Reference | VOL M PG 45 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 2023R017432 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 474 COLE PLZ, WILLOWICK, OH 44095-4800 |
| Document Number | 0000017433 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 2023R017433 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 28, 2021 |
| Property Address | 474 COLE PLZ, WILLOWICK, OH 44095-4800 |
| Document Number | 0000025925 |
| Map Reference | VOL M PG 45 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021R025925 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Title Company | ENTERPRISE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 474 COLE PLZ, WILLOWICK, OH 44095-4800 |
| Document Number | 0000025926 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021R025926 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 474 COLE PLZ, WILLOWICK, OH 44095-4800 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LVG TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0000034311 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 2017R034311 |
| Name | 1ST ALLIANCE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Address | EAST HARTFORD, CT 06108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Apr 10, 2017 |
| Property Address | 474 COLE PLZ, WILLOWICK, OH 44095-4800 |
| Document Number | 0000008982 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 2017R008982 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | ENTERPRISE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 474 COLE PLZ, WILLOWICK, OH 44095-4800 |
| Document Number | 0000008983 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 2017R008983 |
| Name | 1ST ALLIANCE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willowick City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,074.00 (+43.74%) Homeowner's exemption | $48,990 (-) Land $13,720 Building $35,270 | |
| 2022 | $3,530.00 Homeowner's exemption | $48,990 Land $13,720 Building $35,270 | |
| 2021 | $139,950 Land $39,190 Building $100,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 474 Cole Plz in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2006–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 474 Cole Plz has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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