474 Chestnut St, Winnetka, IL 60093 Property Records

Cook County property record for 474 Chestnut St, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,072 sqft · built 1928
Lot Size	0.173 acres (7,520 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Jul 2023)
Tax Bill	$13,658 (2023)
Deeds & Mortgages	Sep 2023 Line of Credit Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-20-216-009`

Property Details

APN / Parcel Number

Primary APN	`05-20-216-009`
Alternative APN	`05-20-216-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,072 sqft Living Area
1st Floor Area	1,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1929
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,520 sqft (0.173 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	474 CHESTNUT ST
City	WINNETKA
State	IL
Zip	60093-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WINNETKA) SUB IN SEC20 & SEC 21-42-13
Legal Range	13E
Legal Township	42N
Legal Section	21
Legal Subdivision	WINNETKA SUB
Legal Block	34
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	1
Census Block	1011
Census Tract	800500

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3930 N SOUTHPORT AVE, 2, CHICAGO, IL 60613-2655
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jul 27, 2023	Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 23, 2021	Deed of Trust, Mortgage SU YANG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	May 13, 2005
Deed Document Number	202316017
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	474 CHESTNUT ST, WINNETKA, IL 60093-2439
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 CHESTNUT ST, WINNETKA, IL 60093-2439

Mortgage

Document Number	0025046213
Date	Sep 7, 2023
Instrument	2325046213

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 27, 2023
Property Address	474 CHESTNUT ST, WINNETKA, IL 60093-2439
Document Number	0020816017
Instrument Date	Jul 4, 2023
Instrument	2320816017
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1333 WOODVIEW LN # LN2S, LN2S, GLENVIEW, IL 60025-6909

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	474 CHESTNUT ST, WINNETKA, IL 60093-2439

Mortgage

Document Number	0020816019
Date	Jul 27, 2023
Instrument	2320816019

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate	6.5%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	474 CHESTNUT ST, WINNETKA, IL 60093-2439
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008217000
Date	Mar 23, 2021
Instrument	2108217000

Lender

Name	SU YANG
Type	Private Party
Address	142 N STOUGH ST, HINSDALE, IL 60521

Agreement

Amount	Amount Recorded
Term	18 Months
Due	Aug 31, 2022

Interest

Rate	6%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,000 (-1.36%) Land $24,440 Building $39,560	$640,000 (-1.36%) Land $244,400 Building $395,600
2023	$13,658.00 (+6.57%)
2022	$12,816.00 (+52.83%)	$64,881 (+69.36%) Land $20,680 Building $44,201	$648,810 (+69.36%) Land $206,800 Building $442,010
2021	$8,386.00 Homeowner's exemption Senior Citizen's exemption	$38,310 Land $13,536 Building $24,774	$383,100 Land $135,360 Building $247,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1980–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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