1. Home
  2. Virginia
  3. Frederick County
  4. Winchester
  5. Cedar Grove Rd

474 Cedar Grove Rd, Winchester, VA 22603 Property Records

Frederick County property record for 474 Cedar Grove Rd, Winchester, VA 22603 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,440 sqft · built 2020
Lot Size1.23 acres (53,579 sqft)
Owner2 Individual Names on File
Last Sale$465,000 (Aug 2025)
Tax Bill$2,002 (2026)
Deeds & MortgagesSep 2020 Sale & Mortgage
Jul 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN31A-71

Property Details

APN / Parcel Number

Primary APN31A-71
Alternative APN
  • 8005935

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
Gross Area3,660 sqft
1st Floor Area1,440 sqft
Basement Area1,440 sqft
Unfinished Basement1,440 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2025
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area53,579 sqft (1.23 acres)
TerrainRolling
PorchPorch
Porch Area121 sqft
Patio Area624 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected
Water SourceWell

Location & Zoning

Account Number8005935
Street Address474 CEDAR GROVE RD
CityWINCHESTER
StateVA
Zip22603-3106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.23 ACRES
Legal Subdivision2
JurisdictionFREDERICK VA
Township / Civil DivisionGAINESBORO
Census Block Group2
Census Block2013
Census Tract50200

Owner

Source: Frederick County records · APN 31A-71

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address474 CEDAR GROVE RD, WINCHESTER, VA 22603-3106
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2020Grant Deed, Subdivision Related Transfer
NAVY FCU
Jul 21, 2020Deed of Trust, Construction Loan · Line of Credit
DOUGLAS R TOAN
May 21, 2018Grant Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 05, 2025 · Amount on Record
Deed SaleAug 05, 2025 · Amount on Record
Prior SaleApr 27, 2022 · Amount on Record
Deed Document Number20257733
Record UpdatedSep 20, 2026

September 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionFREDERICK VA
Recording DateSep 08, 2020
Property Address474 CEDAR GROVE RD, WINCHESTER, VA 22603-3106
Document Number0000012162
Instrument DateSep 04, 2020
Instrument12162
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 19, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$288.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 CEDAR GROVE RD WINCHESTER VA 22603, WINCHESTER, VA 22603

Mortgage

Document Number12163
DateSep 08, 2020
Instrument12163
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueSep 07, 2050

July 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Recording DateJul 21, 2020
Property Address474 CEDAR GROVE RD, WINCHESTER, VA 22603-3106
Document Number0000009184
Instrument DateJul 16, 2020
Instrument9184
Transaction TypeConstruction Loan
Record UpdatedAug 14, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address474 CEDAR GROVE RD WINCHESTER VA 22603, WINCHESTER, VA 22603

Mortgage

Document Number0000009184
DateJul 21, 2020
Instrument9184
Lender
NameDOUGLAS R TOAN
Address600 SELDON DR, WINCHESTER, VA 22601-3234
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJul 20, 2021
Interest
Rate TypeAdjustable Rate
Rate6%

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK VA
Recording DateMay 21, 2018
Property Address474 CEDAR GROVE RD, WINCHESTER, VA 22603-3106
Document Number0000004720
Instrument DateMay 16, 2018
Instrument4720
Transaction TypeTransfer
Record UpdatedJun 13, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$30.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address626 N LOUDOUN ST WINCHESTER VA 226014834, WINCHESTER, VA 22601-4834

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,002.00 (+10.42%)$377,800 Land $84,300 Building $293,500$377,800 Land $84,300 Building $293,500
2025$1,813.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690502002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2018–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2021, rainfall accumulation

Wildfire

Wildfire RiskLow
above 37% of the US · above 61% of Virginia
Wildfire LikelihoodAbout 1 in 2,273 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Cedar Grove Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures