474 California St, Ripon, CA 95366 Property Records

San Joaquin County property record for 474 California St, Ripon, CA 95366 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,337 sqft · built 1975
Lot Size0.179 acres (7,801 sqft)
OwnerIndividual Name on File
Last Sale$272,500 (Oct 2013)
Tax Bill$3,940 (2025)
Deeds & MortgagesSep 2023 Second Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN261-260-350-000

Property Details

APN / Parcel Number

Primary APN261-260-350-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,337 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Architectural StyleOther
Construction TypeWood
Lot Area7,801 sqft (0.179 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address474 CALIFORNIA ST
CityRIPON
StateCA
Zip95366-2112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY/MUNI/TWP:RIPON SUBD:VALLEY OAK ESTATES UNIT #1 MAP REF:MB 261 PG 26
Legal SubdivisionVALLEY OAK ESTATES UNIT #1
Legal Lot Number30
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionRIPON
Census Block Group4
Census Block4008
Census Tract5001

Owner

Source: San Joaquin County records · APN 261-260-350-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address474 CALIFORNIA ST, RIPON, CA 95366-2112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BUTTON FINANCE INC
Sep 24, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 29, 2013 · Amount on Record
Deed SaleOct 29, 2013 · Amount on Record
Prior SaleOct 29, 2013 · Amount on Record
Deed Document Number0000136009
Last Transfer DateSep 24, 2020
Transfer Doc0000126181
Record UpdatedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address474 CALIFORNIA ST, RIPON, CA 95366-2112
Transaction TypeMortgage
Record UpdatedSep 28, 2023
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 CALIFORNIA ST, RIPON, CA 95366-2112

Mortgage

Document Number0000073803
DateSep 18, 2023
Instrument2023-073803
Lender
NameBUTTON FINANCE INC
TypeMortgage Company
AddressWHITE PLAINS, NY 10606
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateSep 24, 2020
Property Address474 CALIFORNIA ST, RIPON, CA 95366-2112
Document Number0000126181
Map ReferenceVOL 21 PG 4
Instrument DateSep 16, 2020
Instrument2020-126181
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyNORTH AMERICAN TITLE CO INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address474 CALIFORNIA ST, RIPON, CA 95366-2112

Mortgage

Document Number0000126182
DateSep 24, 2020
Instrument2020-126182
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,940.00 (+13.06%)$361,573 (+13.66%) Land $82,128 Building $279,445
2023$3,485.00 (+1.6%)$318,123 Land $78,940 Building $239,183
2022$3,430.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770050014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
2 of 3 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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