474 Avon River Rd, Franklin, TN 37064 Property Records

Williamson County property record for 474 Avon River Rd, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,181 sqft · built 2015
Lot Size	0.18 acres (7,880 sqft)
Owner	Individual Name on File
Last Sale	$950,000 (Jul 2021)
Tax Bill	$3,861 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jul 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`094106F C 00400`

Property Details

APN / Parcel Number

Primary APN	`094106F C 00400`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,181 sqft Living Area

Exterior

Year Built	Built 2015
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,880 sqft
Lot Dimensions	125 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	614 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	474 AVON RIVER RD
City	FRANKLIN
State	TN
Zip	37064-8339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD HIGHLANDS @ LADD PARK SEC11 PB 60 PG 40 LOT 0466
Legal Subdivision	HIGHLANDS @ LADD PARK
Legal Lot Number	466
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4048
Census Tract	51002

Owner

474 Avon River Rd is owned and occupied by an individual who bought it in July 2021.

Source: Williamson County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	474 AVON RIVER RD, FRANKLIN, TN 37064-8339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jul 26, 2021	Warranty Deed, Transfer RP TITLE AND ESCROW LLC, RUDY TITLE & ESCROW LLC
Jan 15, 2021	Deed of Trust, Mortgage · Line of Credit TIAA FSB HOLDINGS INC
Dec 5, 2017	Warranty Deed, Transfer · Conventional Mortgage FARMINGTON MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on File
Deed Sale	Jul 26, 2021 · Amount on File
Prior Sale	Dec 5, 2017 · Amount on File
Deed Document Number	21044596
Deed Book / Page	8653 / 853
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	474 AVON RIVER RD, FRANKLIN, TN 37064-8339
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 AVON RIVER RD, FRANKLIN, TN 37064-8339

Mortgage

Document Number	0094040442
Date	Jan 22, 2024
Book Page	9404/442
Instrument	24001582

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.97%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2034
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.9%
Margin	3
Max Rate	10.9%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jul 26, 2021
Property Address	474 AVON RIVER RD, FRANKLIN, TN 37064-8339
Document Number	0086530853
Book / Page	8653 / 853
Map Reference	MB60 PG40
Instrument Date	Jul 15, 2021
Instrument	21044596
Transaction Type	Transfer
Record Updated	May 29, 2023
Title Company	RP TITLE AND ESCROW LLC, RUDY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$3,515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 AVON RIVER RD, FRANKLIN, TN 37064-8339

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	474 AVON RIVER RD, FRANKLIN, TN 37064-8339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083790964
Date	Jan 15, 2021
Book Page	8379/964
Instrument	21002984

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Dec 5, 2017
Property Address	474 AVON RIVER RD, FRANKLIN, TN 37064-8339
Document Number	0072440951
Book / Page	7244 / 0951
Map Reference	MB60 PG40
Instrument Date	Nov 30, 2017
Instrument	17049711
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	CHAPMAN & ROSENTHAL TITLE IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22230 DRUMS CT, CALABASAS, CA 91302-6118

Mortgage

Document Number	0017049712
Date	Dec 5, 2017
Instrument	17049712

Lender

Name	FARMINGTON MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 474 Avon River Rd was $3,861, down 42.6% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,861.00 (-42.63%)	$246,550 Land $68,750 Building $177,800	$986,200 Land $275,000 Building $711,200
2024	$6,730.00 (+1%)
2023	$3,365.00	$156,050 (-) Land $27,500 Building $128,550	$624,200 (-) Land $110,000 Building $514,200
2022	$3,365.00	$156,050 Land $27,500 Building $128,550	$624,200 Land $110,000 Building $514,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 474 Avon River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 474 Avon River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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