Cook County property record for 474 Ash St, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,249 sqft · built 1928 |
| Lot Size | 0.193 acres (8,410 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $27,517 (2023) |
| Deeds & Mortgages | May 2022 Line of Credit Feb 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-201-001 |
| Primary APN | 05-21-201-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,249 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 8,410 sqft (0.193 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 474 ASH ST |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-2602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (GRAVES) SUB IN (WINNETKA) A SUB OF PT KNOWN AS FRACL NH SEC21 FORMERLY KNOWN & VAC AS BLK44,68-69 OF VILLAGE OF WINNETKA & 3 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 21 |
| Legal Subdivision | GRAVES SUB IN WINNETKA |
| Legal Block | 44 |
| Legal Lot Number | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 800400 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 474 ASH ST, WINNETKA, IL 60093-2602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 28, 2022 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Sep 26, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2022 |
| Deed Sale | Feb 28, 2022 |
| Prior Sale | Feb 28, 2022 · Amount on Record |
| Deed Document Number | 2022939358 |
| Prior Transfer Date | Sep 17, 2019 |
| Prior Transfer Doc | 0000034105 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 474 ASH ST, WINNETKA, IL 60093-2602 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0014339138 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2214339138 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 28, 2022 |
| Property Address | 474 ASH ST, WINNETKA, IL 60093-2602 |
| Document Number | 0005939358 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 2205939358 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,735.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 474 ASH ST, WINNETKA, IL 60093-2602 |
| Document Number | 0005939359 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 2205939359 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate | 2.62% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 26, 2019 |
| Property Address | 474 ASH ST, WINNETKA, IL 60093-2602 |
| Document Number | 1926934105 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 26934105 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 474 ASH ST WINNETKA IL 600932602, WINNETKA, IL 60093-2602 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 474 ASH ST, WINNETKA, IL 60093-2602 |
| Document Number | 1721439030 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 474 ASH ST WINNETKA IL 600932602, WINNETKA, IL 60093-2602 |
| Document Number | 1721439030 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 21439030 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $173,500 (+30.02%) Land $22,707 Building $150,793 | $1,735,000 (+30.02%) Land $227,070 Building $1,507,930 | |
| 2023 | $27,517.00 (-0.95%) | ||
| 2022 | $27,780.00 Homeowner's exemption Senior Citizen's exemption | $133,443 Land $27,753 Building $105,690 | $1,334,430 Land $277,530 Building $1,056,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–2016) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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