474 Ann St, Clearfield, UT 84015 Property Records

Davis County property record for 474 Ann St, Clearfield, UT 84015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,025 sqft · built 1960
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,000 (Apr 2020)
Tax Bill	$1,878 (2025)
Deeds & Mortgages	May 2023 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-085-0185`

Property Details

APN / Parcel Number

Primary APN	`14-085-0185`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	8,799 sqft (0.202 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	474 ANN ST
City	CLEARFIELD
State	UT
Zip	84015-3722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF THE SE'LY 65 FT OF LOT 185, JAMARL ACRES, DESC AS FOLLOWS: BEG AT THE SE COR SD LOT 185, JAMARL ACRES; TH N 29^56' W 65.0 FT; TH S 60^04' W 129.81 FT TO W LINE SD LOT; TH S 29^56' E 65 FT; TH N
Legal Subdivision	JAMARL ACRES
Legal Lot Number	185
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1006
Census Tract	125502

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	474 ANN ST, CLEARFIELD, UT 84015-3722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Dec 26, 2019	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Apr 16, 2020	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Prior Sale	Jun 9, 2011 · Amount on Record
Deed Document Number	20203243082
Deed Book / Page	7493 / 603
Prior Transfer Date	Feb 8, 2011
Prior Transfer Doc	0002585192
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	474 ANN ST, CLEARFIELD, UT 84015-3722
Transaction Type	Mortgage
Record Updated	May 19, 2023
Title Company	LINCOLN TITLE INSURANCE AGENCY, LINCOLN TITLE INSURANCE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008249/39
Date	May 5, 2023
Book Page	8249/39
Instrument	3527530

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	474 ANN ST, CLEARFIELD, UT 84015-3722
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	OLD REPUBLIC NATIONAL TITLE INSURANCE C, OLD REPUBLIC NATL TTL INS C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7758/259
Date	May 12, 2021
Book Page	7758/259
Instrument	3381025

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	474 ANN ST, CLEARFIELD, UT 84015-3722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003214264
Date	Dec 26, 2019
Book Page	7416/1948
Instrument	3214264

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Apr 16, 2020
Property Address	474 ANN ST, CLEARFIELD, UT 84015-3722
Document Number	7493/603
Book / Page	7493 / 603
Instrument Date	Apr 15, 2020
Instrument	3243082
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	US TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 NORHT ANN STREET, CLEARFIELD, UT 84015

Mortgage

Document Number	3243093
Date	Apr 16, 2020
Instrument	3243093

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Clearfield City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,000 (+4.58%) Land $63,152 Building $112,848	$320,000 (+4.58%) Land $114,822 Building $205,178
2025	$1,878.00 (+3.13%)	$168,300 (-39.89%) Land $64,164 Building $104,136	$306,000 (+9.29%) Land $116,662 Building $189,338
2024	$1,821.00 (+7.75%)
2023	$1,690.00 (-5%)	$280,000 Land $97,862 Building $182,138	$280,000 Land $97,862 Building $182,138
2022	$1,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFIELD CITY WATER SYSTEM serves 33,540 people · EPA ID UTAH06002
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Oct 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Connext Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband.

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