Oneida County and Vernon Town property record for 4739 State St, #WS, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,296 sqft · built 1951 |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,456 (2025) |
| Deeds & Mortgages | Apr 2024 Sale Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 306089 309.020-1-36 |
| Primary APN | 306089 309.020-1-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Upper Floors Area | 432 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Dimensions | 200 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Porch |
| Porch Area | 100 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 021620 |
|---|---|
| Street Address | 4739 STATE ST, WS |
| City | ONEIDA |
| State | NY |
| Zip | 13421-9416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | HOUSE & TOOL SHED |
| Legal Block | 1 |
| Legal Lot Number | 36.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 24900 |
4739 State St, #WS is owned and occupied by two individuals who acquired it in April 2024.
Source: Oneida County and Vernon Town records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3850 PROSPECT ST, ONEIDA, NY 13421-3640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2024 | Warranty Deed, Transfer |
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 12, 2024 |
| Transfer Doc | 0000004192 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Apr 15, 2024 |
| Property Address | 4739 STATE ST # WS, WS, ONEIDA, NY 13421-9416 |
| Document Number | 0000004192 |
| Instrument Date | Apr 12, 2024 |
| Instrument | 2024-004192 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3820 PROSPECT ST, ONEIDA, NY 13421-3640 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 4739 STATE ST # WS, WS, ONEIDA, NY 13421-9416 |
| Document Number | 0000013422 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 4739 STATE ST ONEIDA NY 134219416, ONEIDA, NY 13421-9416 |
| Document Number | 0000013422 |
|---|---|
| Date | Oct 2, 2019 |
| Instrument | 13422 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2034 |
The 2025 property tax bill for 4739 State St, #WS was $4,456 with exemptions applied.
Source: Oneida County and Vernon Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Vernon Town |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,456.00 | $82,100 Land $7,000 Building $75,100 | $188,736 Land $16,092 Building $172,644 |
| 2023 | $82,100 (-) Land $7,000 Building $75,100 | $172,842 (+9.47%) Land $14,737 Building $158,105 | |
| 2022 | $1,037.00 Homeowner's exemption Senior Citizen's exemption | $82,100 Land $7,000 Building $75,100 | $157,885 Land $13,462 Building $144,423 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4739 State St, #WS in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2011–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4739 State St, #WS is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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