4739 Old Clyde Rd, Clyde, NC 28721 Property Records

Haywood County property record for 4739 Old Clyde Rd, Clyde, NC 28721

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,318 sqft · built 1913
Lot Size2.25 acres (98,010 sqft)
Owner2 Individual Names on Record
Last Sale$397,000 (Apr 2026)
Tax Bill$1,609 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8647-32-9290

Property Details

APN / Parcel Number

Primary APN8647-32-9290
Alternative APNs
  • 103965
  • 290372

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,318 sqft Heated Area
Gross Area2,394 sqft
1st Floor Area1,318 sqft
Upper Floors Area659 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Architectural StyleConventional
Exterior MaterialVinyl
Lot Area98,010 sqft (2.25 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number290372
Street Address4739 OLD CLYDE RD
CityCLYDE
StateNC
Zip28721-7671
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR1
Legal Description4739 OLD CLYDE RD
Legal SubdivisionOLD CLYDE RD
JurisdictionHAYWOOD NC
Township / Civil DivisionCLYDE
Census Block Group1
Census Block1001
Census Tract920502

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4739 OLD CLYDE RD, CLYDE, NC 28721-7671
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2026Warranty Deed, Transfer · Conventional Mortgage
MOUNTAIN CREDIT UNION
Apr 17, 2026Warranty Deed, Transfer · Conventional Mortgage
MOUNTAIN CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2026 · Amount on Record
Deed SaleApr 17, 2026 · Amount on Record
Prior SaleAug 5, 1997
Deed Document Number20263186
Deed Book / Page1151 / 210
Prior Transfer DateSep 25, 2008
Prior Transfer Doc0007452079
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateApr 17, 2026
Property Address4739 OLD CLYDE RD, CLYDE, NC 28721-7671
Document Number0000003186
Book / Page1151 / 210
Instrument DateApr 10, 2026
Instrument2026.3186
Transaction TypeTransfer
Record UpdatedApr 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$80,194.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4739 OLD CLYDE RD, CLYDE, NC 28721-7671

Mortgage

Document Number0000003187,
DateApr 17, 2026
Instrument2026..3187
Lender
NameMOUNTAIN CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.25%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateApr 17, 2026
Property Address4739 OLD CLYDE RD, CLYDE, NC 28721-7671
Document Number0011510210
Book / Page1151 / 210
Instrument DateApr 10, 2026
Instrument20263186
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$80,194.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4739 OLD CLYDE RD, CLYDE, NC 28721-7671

Mortgage

Document Number0000003187,
DateApr 17, 2026
Instrument20263187
Lender
NameMOUNTAIN CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.25%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$223,100 (-) Land $45,700 Building $177,400
2025$1,609.00$223,100 (-) Land $45,700 Building $177,400$223,100 (-) Land $45,700 Building $177,400
2023$223,100 Land $45,700 Building $177,400$223,100 (-) Land $45,700 Building $177,400
2021$223,100 Land $45,700 Building $177,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CLYDE
serves 3,228 people · EPA ID NC0144025
Water SourcePurchased surface water from several systems
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Skyrunner
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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