Lake County property record for 4739 Cape Hatteras Dr, Clermont, FL 34714
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,400 sqft · built 2005 |
| Lot Size | 0.212 acres (9,273 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $264,000 (Aug 2020) |
| Tax Bill | $3,682 (2024) |
| Deeds & Mortgages | Nov 2022 Line of Credit Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-24-26-2000-000-18300 |
| Primary APN | 10-24-26-2000-000-18300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,400 sqft Living Area |
| 1st Floor Area | 2,400 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 9,273 sqft (0.212 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 76 sqft |
| Patio Area | 125 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3824489 |
|---|---|
| Street Address | 4739 CAPE HATTERAS DR |
| City | CLERMONT |
| State | FL |
| Zip | 34714-6199 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRADD'S LANDING PB 51 PG 8-20 LOT 183 ORB 5529 PG 1195 |
| Legal Range | 26E |
| Legal Township | 24S |
| Legal Section | 10 |
| Legal Subdivision | TRADD'S LANDING |
| Legal Tract | 1-14,1A |
| Legal Lot Number | 183 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 31314 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4739 CAPE HATTERAS DR, CLERMONT, FL 34714-6199 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Aug 24, 2020 | Warranty Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2020 · Amount on Record |
| Deed Sale | Aug 24, 2020 · Amount on Record |
| Prior Sale | May 8, 2012 · Amount on Record |
| Deed Document Number | 2020092418 |
| Deed Book / Page | 5529 / 1195 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4739 CAPE HATTERAS DR, CLERMONT, FL 34714-6199 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4739 CAPE HAUERAS DR, CLERMONT, FL 34714 |
| Document Number | 0060521265 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 6052/1265 |
| Instrument | 2022148238 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Nov 14, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 24, 2020 |
| Property Address | 4739 CAPE HATTERAS DR, CLERMONT, FL 34714-6199 |
| Document Number | 0055291195 |
| Book / Page | 5529 / 1195 |
| Map Reference | MB 51 PG 8-20 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 2020092418 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | PROMINENCE T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,848.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 BREAKERS LANE, 240, SOMERSET, NJ |
| Name | Verified Name |
|---|---|
| Address | 4739 CAPE HATTERAS DR, CLERMONT, FL 34714-6199 |
| Document Number | 0055291196 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 5529/1196 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $267,960 (+5.98%) Land $100,000 Building $167,960 | $349,065 (+8.01%) Land $100,000 Building $249,065 | |
| 2024 | $3,682.00 (+7.72%) | ||
| 2023 | $3,418.00 (+7.42%) Homeowner's exemption | $252,830 (+3%) | $323,170 (+12.16%) Land $58,300 Building $264,870 |
| 2022 | $3,182.00 Homeowner's exemption | $245,470 | $288,124 Land $47,300 Building $240,824 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 83 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 83 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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