Union County property record for 4738 Tradd Cir, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2013 |
| Square Footage | 2,100 sqft Living Area |
| Lot Size | 2,788 sqft (0.064 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $318,000 (2024) |
| Tax Bill | $2,667.00 (2025) |
| Primary APN | 09-363-335 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,100 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 2,788 sqft (0.064 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 200 sqft Garage |
| Porch Area | 18 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 4738 TRADD CIR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-5647 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #13 CHARLESTOWN AT BREKONRIDGE PH2 OPCJ365 |
| Legal Subdivision | BREKONRIDGE - CHARLESTOWN |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 20321 |
Source: Union County records · APN 09-363-335
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4738 TRADD CIR, MONROE, NC 28110-5647 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 10, 2024 | Correction Deed |
| Sep 29, 2021 | Warranty Deed, Transfer · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 08, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage FIRSTBANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 30, 2024 · Amount on Record |
| Deed Sale | Dec 30, 2024 · Amount on Record |
| Prior Sale | Dec 21, 2023 · Amount on Record |
| Deed Doc Number | 202431141 |
| Deed Book / Page | 9038 / 325 |
| Prior Transfer Date | Jan 03, 2017 |
| Prior Transfer Doc | 7083696 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 21, 2023 |
| Property Address | 4738 TRADD CIR, MONROE, NC 28110-5647 |
| Document Number | 0008830287 |
| Book / Page | 8830 / 287 |
| Map Reference | CAB J FILE 365 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 30375 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $608.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5905 MORGAN PARK DR, MONROE, NC 28110-8659 |
| Name | Verified Name |
|---|---|
| Address | 535 DANSON DR, FORT MILL, SC 29715-5578 |
| Document Number | 0000030376 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 30376 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Jan 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.6% |
| Max Rate | 11.6% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 10, 2024 |
| Property Address | 4738 TRADD CIR, MONROE, NC 28110-5647 |
| Document Number | 0008837291 |
| Book / Page | 8837 / 291 |
| Map Reference | CAB J FILE 365 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 527 |
| Record Updated | Jan 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 29, 2021 |
| Property Address | 4738 TRADD CIR, MONROE, NC 28110-5647 |
| Document Number | 0008261383 |
| Book / Page | 8261 / 383 |
| Map Reference | CAB J FILE 365 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 46361 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4738 TRADD CIR, MONROE, NC 28110-5647 |
| Document Number | 0000046362 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 46362 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.07% |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 08, 2018 |
| Property Address | 4738 TRADD CIR, MONROE, NC 28110-5647 |
| Document Number | 7083696 |
| Book / Page | 007083 / 000696 |
| Instrument Date | Jan 03, 2018 |
| Instrument | 488 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4738 TRADD CIR MONROE NC 281105647, MONROE, NC 28110-5647 |
| Document Number | 7083699 |
|---|---|
| Date | Jan 08, 2018 |
| Book Page | 007083/000699 |
| Instrument | 489 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 07, 2048 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,667.00 (+123.74%) | $305,100 (+39.44%) Land $60,400 Building $244,700 | $305,100 (+39.44%) Land $60,400 Building $244,700 |
| 2023 | $1,192.00 (-46.43%) | $218,800 (-) Land $41,000 Building $177,800 | $218,800 (-) Land $41,000 Building $177,800 |
| 2022 | $2,225.00 | $218,800 Land $41,000 Building $177,800 | $218,800 Land $41,000 Building $177,800 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 2% of North Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures