4738 S Lucy Ave, Laredo, TX 78046 Property Records

Webb County property record for 4738 S Lucy Ave, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,185 sqft · built 2006
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on Record
Last Sale	$77,800 (Sep 2011)
Tax Bill	$600 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`941-42005-030`

Property Details

APN / Parcel Number

Primary APN	`941-42005-030`
Alternative APN	`320120`

Interior

Stories	1 Story
Building Area	1,185 sqft Living Area
1st Floor Area	1,185 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,500 sqft (0.103 acres)
Porch	Open Porch
Porch Area	143 sqft

Location & Zoning

Street Address	4738 S LUCY AVE
City	LAREDO
State	TX
Zip	78046-8593
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	ELEDEN, BLOCK 5, LOT 3, UNIT X
Legal Subdivision	ELEDEN
Legal Block	5
Legal Lot Number	3
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	4
Census Block	4014
Census Tract	1809

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4738 S LUCY AVE, LAREDO, TX 78046-8593
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Jun 7, 2021	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2011 · Amount on Record
Deed Sale	Sep 16, 2011 · Amount on Record
Deed Document Number	201112609
Deed Book / Page	3146 / 563
Prior Transfer Date	Sep 14, 2011
Prior Transfer Doc	003146/563
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4738 S LUCY AVE, LAREDO, TX 78046-8593
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4738 S LUCY AVE, LAREDO, TX 78046-8593

Mortgage

Document Number	005381/531
Date	Dec 1, 2022
Book Page	5381/531
Instrument	1485752

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	226 Months
Due	Oct 1, 2041

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4738 S LUCY AVE, LAREDO, TX 78046-8593
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4738 S LUCY AVE, LAREDO, TX 78046-8593

Mortgage

Document Number	5038/657
Date	Jun 7, 2021
Book Page	5038/657
Instrument	1431301

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	ELIZABETHTOWN, PA 17022

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	244 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,585 (-0.66%) Land $49,140 Building $120,445	$169,585 (-0.66%) Land $49,140 Building $120,445
2025	$600.00 (-8.68%) Homeowner's exemption Senior Citizen's exemption	$170,719 (+14.73%) Land $49,140 Building $121,579	$170,719 (+14.73%) Land $49,140 Building $121,579
2024	$657.00 (-25.17%)
2023		$148,795 Land $35,910 Building $112,885	$148,795 Land $35,910 Building $112,885
2022	$878.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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