Burke County property record for 4738 Ruby Ln, Morganton, NC 28655 · Last verified June 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Mobile Home |
| Year Built | Built 1999 |
| Square Footage | 1,620 sqft Living Area |
| Lot Size | 44,014 sqft (1.01 acres) |
| Last Sale | $85,705 (2026) |
| Tax Bill | $762.00 (2025) |
| Primary APN | 1781512861 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,620 sqft Living Area |
| 1st Floor | 1,620 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home Style |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Asphalt Roof |
| Lot Area | 44,014 sqft (1.01 acres) |
| Shed | 1 Shed |
| Shed Area | 64 sqft Shed |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 4738 RUBY LN |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-8613 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 4738 RUBY LN MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Minor Civil Division | MORGANTON |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 20304 |
Source: Burke County records · APN 1781512861
Assessment roll updated September 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 600 LYNNHAVEN PKWY, 100, VIRGINIA BEACH, VA 23452-7319 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| May 11, 2026 | Trustee's Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 28, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Aug 24, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage 1ST ALLIANCE LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on Record |
| Deed Sale | May 11, 2026 · Amount on Record |
| Prior Sale | Jul 28, 2023 · Amount on Record |
| Deed Doc Number | 202626004248 |
| Deed Book / Page | 2871 / 980 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | May 11, 2026 |
| Property Address | 4738 RUBY LN, MORGANTON, NC 28655-8613 |
| Document Number | 0026004248 |
| Book / Page | 2871 / 980 |
| Instrument Date | Apr 01, 2026 |
| Instrument | 2026.26004248 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $17,312.41 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jul 28, 2023 |
| Property Address | 4738 RUBY LN, MORGANTON, NC 28655-8613 |
| Document Number | 0026970679 |
| Book / Page | 2697 / 679 |
| Map Reference | MB 47 PG 34 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 2023006903 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4738 RUBY LN, MORGANTON, NC 28655-8613 |
| Document Number | 2023006904 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 2023006904 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4738 RUBY LN, MORGANTON, NC 28655-8613 |
| Document Number | 0023640170 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 4739 RUBY LN MORGANTON NC 28655, MORGANTON, NC 28655 |
| Document Number | 0023640170 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 002364/000170 |
| Instrument | 19483 |
| Name | 1ST ALLIANCE LNDG |
|---|---|
| Address | EAST HARTFORD, CT 06108 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2048 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $762.00 (-0.13%) | $101,541 (-) Land $16,184 Building $85,357 | $101,541 (-) Land $16,184 Building $85,357 |
| 2023 | $763.00 (+42.62%) | $101,541 (+79.17%) Land $16,184 Building $85,357 | $101,541 (+79.17%) Land $16,184 Building $85,357 |
| 2022 | $535.00 | $56,674 Land $11,611 Building $45,063 | $56,674 Land $11,611 Building $45,063 |
4738 Ruby Ln is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Moderate 40th percentile of exposed land nationally · 58th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,724 per year |
| Exposure | Direct burnable vegetation at the parcel |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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