4738 Ridgeway Ave, Cincinnati, OH 45212 Property Records

Hamilton County property record for 4738 Ridgeway Ave, Cincinnati, OH 45212

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,368 sqft · built 1928
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on File
Last Sale	$187,500 (Mar 2022)
Tax Bill	$2,003 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`651-0045-0117-00`

Property Details

APN / Parcel Number

Primary APN	`651-0045-0117-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,368 sqft Living Area
1st Floor Area	668 sqft
2nd Floor Area	700 sqft
Basement Area	700 sqft

Exterior

Year Built	Built 1928
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	152 ft deep x 30 ft wide
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4738 RIDGEWAY AVE
City	CINCINNATI
State	OH
Zip	45212-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4738 RIDGEWAY AVE 30 X 152.60 IRR-LOT 1178 BOFINGER & HOPKIN 2ND SUB
Legal Subdivision	BOFINGER & HOPKIN 2ND SUB
Legal Lot Number	1178
Jurisdiction	HAMILTON OH
Township / Civil Division	NORWOOD
Census Block Group	3
Census Block	3000
Census Tract	25500

Owner

4738 Ridgeway Ave is owned and occupied by an individual who bought it in March 2022.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4738 RIDGEWAY AVE, CINCINNATI, OH 45212-2045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 7, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2022 · Amount on File
Deed Sale	Mar 15, 2022 · Amount on File
Prior Sale	Nov 16, 2017
Deed Document Number	0000027631
Deed Book / Page	14624 / 2331
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 15, 2022
Property Address	4738 RIDGEWAY AVE, CINCINNATI, OH 45212-2045
Document Number	0000027631
Book / Page	14624 / 2331
Instrument Date	Feb 28, 2022
Instrument	2022-0027631
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4738 RIDGEWAY AVE, CINCINNATI, OH 45212-2045

Mortgage

Document Number	0000027632
Date	Mar 15, 2022
Instrument	2022-0027632

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4738 RIDGEWAY AVE, CINCINNATI, OH 45212-2045
Document Number	0000038606
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	38 TRIANGLE PARK DR #2 CINCINNATI OH 452463421, 2, CINCINNATI, OH 45246-3421

Mortgage

Document Number	0000038606
Date	May 8, 2018
Book Page	013663/000093
Instrument	38606

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54903-3487

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4738 Ridgeway Ave was $2,003, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Norwood City
Unified School District	Norwood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,003.00 (+2.93%)	$76,472 (-) Land $8,124 Building $68,348
2024	$1,946.00 (-2.6%)	$76,472 (-) Land $8,124 Building $68,348
2023	$1,998.00 (-2.96%)	$76,472 (+16.53%) Land $8,124 Building $68,348	$218,490 Land $23,210 Building $195,280
2022	$2,059.00	$65,625 Land $5,453 Building $60,172
2020			$187,500 Land $15,580 Building $171,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4738 Ridgeway Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4738 Ridgeway Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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