4738 Kilt Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4738 Kilt Ct, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 679 sqft · built 1973
Lot Size	0.008 acres (392 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Nov 2024)
Tax Bill	$1,158 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82281`

Property Details

APN / Parcel Number

Primary APN	`82281`
Alternative APN	`042630023000010610`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	679 sqft Heated Area
Gross Area	751 sqft
1st Floor Area	679 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	392 sqft (0.008 acres)
Porch	Finished/Screened Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	82281
Street Address	4738 KILT CT
City	SAINT CLOUD
State	FL
Zip	34769-1608
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HEATHER HALL CON EX BK 1 PG 18 BLDG 1 UNIT 61
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	HEATHER HALL CONDOMINIUM
Legal Tract	230
Legal Block	1
Legal Lot Number	61
Legal Unit	61
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1005
Census Tract	43208

Owner

Source: Osceola County records · APN 82281

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4738 KILT CT, SAINT CLOUD, FL 34769-1608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2024 · Amount on Record
Deed Sale	Nov 19, 2024 · Amount on Record
Prior Sale	Dec 21, 2022 · Amount on Record
Deed Document Number	2024147480
Deed Book / Page	6698 / 2984
Record Updated	Jun 08, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 21, 2022
Property Address	4738 KILT CT, SAINT CLOUD, FL 34769-1608
Document Number	0063331654
Book / Page	6333 / 1654
Map Reference	MB 308 PG 347
Instrument Date	Dec 13, 2022
Instrument	2022182644
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	804 SMITH DR, HARRISON, AR 72601-2437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 BREWSTER DR, KISSIMMEE, FL 34743-6014

Mortgage

Document Number	0063331656
Date	Dec 21, 2022
Instrument	6333/1656

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,158.00 (-40.22%) Homeowner's exemption	$107,800 (+0.19%) Building $107,800	$107,800 (+0.19%) Building $107,800
2023	$1,937.00 (+422.1%)	$107,600 (+135.85%) Building $107,600	$107,600 (+26.29%) Building $107,600
2022	$371.00 Homeowner's exemption	$45,622	$85,200 Building $85,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 29 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured 6 under condo master policies

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 350 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Lumen Technologies	DSL	140 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon, Lumen Technologies, Hotwire Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.