4738 Idlewilde Rd, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 4738 Idlewilde Rd, Shady Side, MD 20764

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,010 sqft · built 1983
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$447,000 (Jan 2026)
Tax Bill	$3,551 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-465-90038185`

Property Details

APN / Parcel Number

Primary APN	`07-465-90038185`
Alternative APNs	`746590038185` `46590038185`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,010 sqft Living Area
1st Floor Area	1,010 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	46590038185
Street Address	4738 IDLEWILDE RD
City	SHADY SIDE
State	MD
Zip	20764-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 146 147 IDLEWILDE
Legal Subdivision	IDLEWILDE
Legal Block	4
Legal Lot Number	146
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	4
Census Block	4005
Census Tract	707001

Owner

4738 Idlewilde Rd is owned by an individual who bought it in January 2026.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	931 SAINT MICHAELS DR, BOWIE, MD 20721-1982
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2026 · Amount on File
Deed Sale	Jan 20, 2026 · Amount on File
Prior Sale	Apr 9, 2025 · Amount on File
Deed Book / Page	42006 / 188
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 20, 2026
Property Address	4738 IDLEWILDE RD, SHADY SIDE, MD 20764-9766
Document Number	0420060188
Book / Page	42006 / 188
Map Reference	MB 7 PG 44
Instrument Date	Jan 8, 2026
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	TITLE HOUSE STLMT & ESCROW L

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,117.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4738 IDLEWILDE RD, SHADY SIDE, MD 20764-9766

Mortgage

Document Number	0042006196
Date	Jan 20, 2026
Instrument	42006/196

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	0420060216
Date	Jan 20, 2026
Book Page	42006/216

Lender

Name	LUMINATE BANK
Type	Bank
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 4738 Idlewilde Rd was $3,551.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,100 (+2.61%) Land $115,600 Building $141,500	$257,100 (-) Land $115,600 Building $141,500
2025	$3,551.00	$250,567	$257,100 Land $115,600 Building $141,500
2023	$2,593.00	$237,500 Land $135,600 Building $101,900	$237,500 Land $135,600 Building $101,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4738 Idlewilde Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 policies
Nearby Flood Policies	79 in force
Nearby Flood Claims	7 (2003–2021)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2021 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4738 Idlewilde Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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